Mortgage

Jumbo Mortgage Modification and Refinance Options

It’s possible to modify or refinance a jumbo mortgage, but there are some significant differences from those of a conforming […]

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Definition: What is a Subprime Mortgage?

Subprime mortgages, also known as subprime home loans or non-qualified mortgages, are loans granted to individuals with poor credit scores […]

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Couple walks around a condo with a real estate agent.

Condo Mortgages: Differences, Requirements and Rates

Buying a condo is often an excellent choice for people who don’t need the size of a single-family home or […]

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What Happens If You Default On a Second Mortgage?

Many homeowners with severe financial difficulties have both a first and second mortgage. Faced with foreclosure and perhaps even bankruptcy, […]

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A clipboard of a denied mortgage application

Mortgage Application Red Flags: The Top Reasons for Mortgage Denials

When you apply for a mortgage loan with a lender, there are a lot of stringent requirements you must meet—and […]

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Gambling chips stacked around roulette wheel on gaming table

How Does Gambling Affect Your Mortgage Application?

The ability to pay back what you owe at the agreed time is a critical factor in securing a mortgage. […]

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Portrait of a happy senior couple posing outside their new home.

Home Loans For Seniors: How to Get a Mortgage When Retired

Getting a home loan as a senior can be challenging. Learn more about your mortgage options, benefits, and how to qualify for a mortgage in your golden years.

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Purchase agreement for hours with model home

Land Contract vs Rent-to-Own: Which is the Better Path to Homeownership?

Explore the key differences between lease-to-own and land contract agreements, including benefits, risks, and which option suits your needs better.

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Couple looking at laptop screen at kitchen table.

Adjustable Mortgage (ARM) Rates Today

Current Adjustable-Rate Mortgage Rates What is An Adjustable-Rate Mortgage? An adjustable-rate mortgage, or ARM, is a mortgage that does not […]

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How to Get a Mortgage With Bad Credit

Can You Get a Mortgage With Bad Credit?

Securing a mortgage with bad credit may seem like an uphill battle, but it’s far from impossible. While a lower […]

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Young couple standing outside their new home.

Everything to Know About a 1 Percent Down Mortgage

Some lenders offer 1% down payment mortgages, and some government-backed loans have low or zero down options. Read more about 1% down mortgages.

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How to Refinance When Your Home Value Has Changed

How to Refinance When Your Home Value Has Changed

Changes in the value of your home, whether it has increased or decreased, can significantly impact your refinancing experience. In […]

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A community of manufactured and mobile homes

How to Finance a Manufactured or Mobile Home

Despite expectations for a cooling housing market, home prices have continued to rise steadily. With current market conditions making homebuying […]

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Federal Housing Administration FHA Loan is shown on a photo using the text.

FHA Loan Requirements For 2024

Explore FHA loan requirements including eligibility, credit score, down payment, and property criteria for securing an FHA mortgage.

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Woman reviewing her mortgage commitment letter.

What is a Mortgage Commitment Letter & What Does it Mean?

A loan or mortgage commitment letter is a formal document issued by a lender that promises to provide you with […]

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