Mortgage

Choosing Between Mortgage Assumption Vs. a Refinance After a Divorce

Things can get messy when a married couple split up. That’s especially true when homeownership and real estate are involved. […]

Read More

How Fast Can You Refinance a House?

Whatever the reason—whether it be to take advantage of lower interest rates, the need to tap equity, or the desire […]

Read More
Homeowner conducting business on phone in house with belongings boxed up and ready to be moved elsewhere.

Can You Refinance a Home After You’ve Moved Out of It?

Yes, you can refinance a home after you’ve moved out of it. But it’s likely more complicated and costly than […]

Read More
Contractor working on drywall inside home

How To Refinance With a Mechanic’s Lien

Having a mechanic’s lien on your home can be stressful. You won’t be able to sell while it’s attached to […]

Read More
FHA loan stamp next to house icon and dollar sign on top of a stack of books

FHA Loan Limits for Purchases and Refis in 2024

FHA loan limits cap the amount you can borrow when you get a mortgage backed by the Federal Housing Administration […]

Read More
Chart detailing potential monthly savings on a $360k refi based on Freddie Mac reported average rates.

Mortgage Rates Just Dropped. Time To Fight Rampant Inflation With a Refinance?

If you bought a home after September 2022, you might be in a position to refinance and potentially save some […]

Read More
Photo of a house with a looming balloon above it, symbolizing the final large payment in a balloon mortgage.

What is a Balloon Mortgage?

Balloon mortgages charge lower monthly payments during an introductory period. When this intro period ends, the loan’s remaining balance comes […]

Read More

Important Questions to Consider Before Refinancing

Refinancing your mortgage can have many benefits. If interest rates have dropped, it can help you reduce your monthly mortgage […]

Read More
A couple sits on a couch, looking distressed as they discuss a divorce.

Removing a borrower with an FHA streamline refinance

Sometimes, a signatory to an existing mortgage agreement needs to exit the arrangement. Can you remove a borrower on an […]

Read More
A couple discusses home renovation refinance options with a contractor in a partially renovated house.

Considering Selling? Get a Home Renovation Refinance Instead

If you’re thinking about selling your home, you might want to reconsider. You could be about to throw away 10% […]

Read More
Row of manufactured homes on a sunny day

Refinancing a Manufactured Home

Refinancing a manufactured home is possible for most owners. However, the rules for refinancing a manufactured home are different from […]

Read More
A couple reviews and signs documents with a lender, discussing seller financing options during a real estate transaction.

A Guide to Seller Carry Second Mortgages

Many real estate investors know the power of seller carry second mortgages. Most home buyers, however, don’t know this method […]

Read More
Person sitting at desk flipping through documents in a clipboard next to a wooden house figurine and calculator

What Is a Mortgage Pre-approval? How Do I Get Pre-approved?

Simply put, a mortgage pre-approval provides verification that:  It’s essentially a full mortgage approval minus the property. Buyers use this […]

Read More
Young couple sitting with loan officer to go over details of a mortgage refinance

How Much Equity Do You Need to Refinance Your Mortgage?

Refinancing your mortgage can lower your payments and free up space in your monthly budget. But if you don’t have […]

Read More
Home mortgage refinance document

Is a Refinance Considered a New Loan?

Have interest rates dropped since you took out your mortgage? If so, refinancing may let you lower your monthly payments. […]

Read More