West Virginia Mortgage and Refinance Rates

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Current West Virginia Mortgage Rates

Average market rates for April 17, 2024 in West Virginia are 7.39% for 30-year fixed purchase and 7.43% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase7.39%7.42%
30-year Fixed Refinance7.43%7.47%
Rates based on market averages as of Apr 16, 2024.
ProductRateAPR
30-year Fixed Purchase7.39%7.42%
30-year Fixed Refinance7.43%7.47%
Rates based on market averages as of Apr 16, 2024.

West Virginia Purchase Rates

ProductRateAPR
15-year Fixed Purchase6.50%6.54%
15-year Fixed Jumbo Purchase7.17%7.22%
30-year Fixed Purchase7.39%7.42%
30-year Fixed Jumbo Purchase7.13%7.16%
Rates based on market averages as of Apr 16, 2024.

West Virginia Refinance Rates

ProductRateAPR
15-year Fixed Refinance6.51%6.55%
15-year Fixed Jumbo Refinance7.18%7.23%
30-year Fixed Refinance7.43%7.47%
30-year Fixed Jumbo Refinance7.13%7.16%
Rates based on market averages as of Apr 16, 2024.

West Virginia ARM Rates

ProductRateAPR
5/6 Arm (purchase)7.67%7.72%
5/6 Arm (refinance)7.69%7.74%
5/6 Jumbo Arm (purchase)6.99%7.00%
5/6 Jumbo Arm (refinance)7.01%7.02%
Rates based on market averages as of Apr 16, 2024.

How we source rates and rate trends

Most Common Mortgage Types in West Virginia

  • FHA: 3,557 loans
  • VA: 1,845 loans
  • Conventional: 9,992 loans
  • USDA: 1,187 loans

Top Purchase Lenders in West Virginia by Volume

  • Primelending, A Plainscapital Company: 1,004 loans
  • Rocket Mortgage, LLC: 910 loans
  • Movement Mortgage, LLC: 909 loans
  • Loandepot.com, LLC: 703 loans
  • City National Bank Of West Virginia: 639 loans
  • The Huntington National Bank: 612 loans
  • Mortgage Research Center, LLC: 594 loans
  • Integrity Home Mortgage Corporation: 517 loans
  • Premier Bank: 456 loans
  • Wesbanco Bank, Inc.: 416 loans

Top Refinance Lenders in West Virginia by Volume

  • City National Bank Of West Virginia: 604 loans
  • Rocket Mortgage, LLC: 288 loans
  • Truist Bank: 287 loans
  • The Huntington National Bank: 149 loans
  • First Community Bank: 135 loans
  • Fifth Third Bank: 126 loans
  • Freedom Mortgage Corporation: 99 loans
  • Huntington Federal Savings Bank: 94 loans
  • Summit Community Bank, Inc: 93 loans
  • Wesbanco Bank, Inc.: 84 loans

Top Cash-Out Refinance Lenders in West Virginia by Volume

  • Rocket Mortgage, LLC: 1,337 loans
  • The Huntington National Bank: 277 loans
  • Loandepot.com, LLC: 234 loans
  • Amerisave Mortgage Corporation: 146 loans
  • Freedom Mortgage Corporation: 141 loans
  • Truist Bank: 129 loans
  • Nationstar Mortgage LLC: 117 loans
  • Pennymac Loan Services, LLC: 114 loans
  • Peoples Bank: 109 loans
  • JPMorgan Chase Bank: 101 loans

How we source lender data

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