Table of Contents
Current Washington Mortgage Rates
The average mortgage rates in Washington for September 24, 2023 are 6.976% for purchasing a home and 7.091% for refinancing a home.
| Mortgage Type | Rate (%) |
|---|---|
| 30 Year Fixed Purchase | 6.976 |
| 30 Year Fixed Refinance | 7.091 |
30-Day Rate Trend in Washington
Washington Purchase Rates
| Mortgage Type | Rate (%) |
|---|---|
| 15 Year Fixed Purchase | 6.196 |
| 15 Year fixed Jumbo Purchase | 6.658 |
| 30 Year Fixed Purchase | 6.976 |
| 30 Year Fixed Jumbo Purchase | 7.536 |
Washington Refinance Rates
| Mortgage Type | Rate (%) |
|---|---|
| 15 Year Fixed Refinance | 6.196 |
| 15 Year fixed Jumbo Refinance | 6.662 |
| 30 Year Fixed Refinance | 7.091 |
| 30 Year Fixed Jumbo Refinance | 7.666 |
Washington ARM Rates
| Mortgage Type | Rate (%) |
|---|---|
| 5/6 ARM SOFR Purchase | 7.083 |
| 5/6 ARM SOFR Refinance | 7.175 |
| 5/6 ARM Jumbo SOFR Purchase | 6.633 |
| 5/6 ARM Jumbo SOFR Refinance | 6.667 |
Most Common Mortgage Types in Washington
- Conventional: 83,277 loans
- FHA: 9,570 loans
- VA: 10,042 loans
- USDA: 262 loans
» MORE: See today’s refinance rates
Top Purchase Lenders in Washington by Volume
- Caliber Home Loans, Inc.: 6,349 loans
- Fairway Independent Mortgage Corporation: 5,289 loans
- Guild Mortgage Company LLC: 3,456 loans
- Crosscountry Mortgage, LLC: 3,222 loans
- Rocket Mortgage, LLC: 3,008 loans
- Homebridge Financial Services, Inc.: 2,787 loans
- Boeing Employees Credit Union: 2,712 loans
- Evergreen Moneysource Mortgage Company: 2,495 loans
- Academy Mortgage Corporation: 2,469 loans
- Keybank: 2,459 loans
Top Refinance Lenders in Washington by Volume
- Boeing Employees Credit Union: 3,290 loans
- Rocket Mortgage, LLC: 976 loans
- U.S. Bank: 940 loans
- Umpqua Bank: 907 loans
- Keybank: 837 loans
- American Advisors Group: 690 loans
- Bank Of America: 643 loans
- Wells Fargo Bank: 577 loans
- Pennymac Loan Services, LLC: 520 loans
- Caliber Home Loans, Inc.: 519 loans
Top purchase and refinance lenders and usage statics are for retail (direct to consumer) lenders and made available through lender reporting from the 2022 Home Mortgage Disclosure Act (HMDA).
Washington mortgage rate data in the charts and tables above comes from RateUpdate.com. The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ based on individual factors like your credit score as well as differing loan types and terms offered by lenders.