Vermont Mortgage and Refinance Rates

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Current Vermont Mortgage Rates

The average mortgage rates in Vermont for September 24, 2023 are 6.99% for purchasing a home and 7.103% for refinancing a home.

Mortgage TypeRate (%)
30 Year Fixed Purchase6.99
30 Year Fixed Refinance7.103

30-Day Rate Trend in Vermont

Vermont Purchase Rates

Mortgage TypeRate (%)
15 Year Fixed Purchase6.2
15 Year fixed Jumbo Purchase7.412
30 Year Fixed Purchase6.99
30 Year Fixed Jumbo Purchase7.35

Vermont Refinance Rates

Mortgage TypeRate (%)
15 Year Fixed Refinance6.201
15 Year fixed Jumbo Refinance7.535
30 Year Fixed Refinance7.103
30 Year Fixed Jumbo Refinance7.381

Vermont ARM Rates

Mortgage TypeRate (%)
5/6 ARM SOFR Purchase7.063
5/6 ARM SOFR Refinance7.154
5/6 ARM Jumbo SOFR Purchase6.633
5/6 ARM Jumbo SOFR Refinance6.667

Most Common Mortgage Types in Vermont

  • Conventional: 5,593 loans
  • FHA: 503 loans
  • USDA: 61 loans
  • VA: 362 loans

Top Purchase Lenders in Vermont by Volume

  • New England Federal Credit Union: 951 loans
  • Union Bank: 439 loans
  • Unknown: 380 loans
  • Northeast Home Loan, LLC: 337 loans
  • Homebridge Financial Services, Inc.: 277 loans
  • Rocket Mortgage, LLC: 268 loans
  • Fairway Independent Mortgage Corporation: 207 loans
  • Vermont Federal Credit Union: 205 loans
  • Vermont State Employees: 197 loans
  • Academy Mortgage Corporation: 180 loans

Top Refinance Lenders in Vermont by Volume

  • New England Federal Credit Union: 448 loans
  • North Country: 249 loans
  • Vermont Federal Credit Union: 197 loans
  • Citizens Bank: 168 loans
  • Rocket Mortgage, LLC: 135 loans
  • Community Bank: 117 loans
  • Vermont State Employees: 73 loans
  • Unknown: 67 loans
  • Td Bank: 60 loans
  • Manufacturers And Traders Trust Company: 54 loans

Top purchase and refinance lenders and usage statics are for retail (direct to consumer) lenders and made available through lender reporting from the 2022 Home Mortgage Disclosure Act (HMDA).

Vermont mortgage rate data in the charts and tables above comes from RateUpdate.com. The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ based on individual factors like your credit score as well as differing loan types and terms offered by lenders.

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