Vermont Mortgage and Refinance Rates

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Current Vermont Mortgage Rates

Average market rates for May 24, 2024 in Vermont are 7.08% for 30-year fixed purchase and 7.19% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase7.08%7.10%
30-year Fixed Refinance7.19%7.22%
Rates based on market averages as of May 24, 2024.
ProductRateAPR
30-year Fixed Purchase7.08%7.10%
30-year Fixed Refinance7.19%7.22%
Rates based on market averages as of May 24, 2024.

Vermont Purchase Rates

ProductRateAPR
15-year Fixed Purchase6.29%6.34%
15-year Fixed Jumbo Purchase6.69%6.71%
30-year Fixed Purchase7.08%7.10%
30-year Fixed Jumbo Purchase7.31%7.34%
Rates based on market averages as of May 24, 2024.

Vermont Refinance Rates

ProductRateAPR
15-year Fixed Refinance6.30%6.34%
15-year Fixed Jumbo Refinance6.70%6.72%
30-year Fixed Refinance7.19%7.22%
30-year Fixed Jumbo Refinance7.28%7.31%
Rates based on market averages as of May 24, 2024.

Vermont ARM Rates

ProductRateAPR
5/6 Arm (purchase)7.49%7.52%
5/6 Arm (refinance)7.59%7.63%
5/6 Jumbo Arm (purchase)6.93%6.94%
5/6 Jumbo Arm (refinance)6.99%6.99%
Rates based on market averages as of May 24, 2024.

How we source rates and rate trends

Most Common Mortgage Types in Vermont

  • Conventional: 5,593 loans
  • FHA: 503 loans
  • USDA: 61 loans
  • VA: 362 loans

Top Purchase Lenders in Vermont by Volume

  • New England Federal Credit Union: 951 loans
  • Union Bank: 439 loans
  • Unknown: 380 loans
  • Northeast Home Loan, LLC: 337 loans
  • Homebridge Financial Services, Inc.: 277 loans
  • Rocket Mortgage, LLC: 268 loans
  • Fairway Independent Mortgage Corporation: 207 loans
  • Vermont Federal Credit Union: 205 loans
  • Vermont State Employees: 197 loans
  • Academy Mortgage Corporation: 180 loans

Top Refinance Lenders in Vermont by Volume

  • New England Federal Credit Union: 448 loans
  • North Country: 249 loans
  • Vermont Federal Credit Union: 197 loans
  • Citizens Bank: 168 loans
  • Rocket Mortgage, LLC: 135 loans
  • Community Bank: 117 loans
  • Vermont State Employees: 73 loans
  • Unknown: 67 loans
  • Td Bank: 60 loans
  • Manufacturers And Traders Trust Company: 54 loans

Top Cash-Out Refinance Lenders in Vermont by Volume

  • Rocket Mortgage, LLC: 557 loans
  • New England Federal Credit Union: 249 loans
  • Vermont State Employees: 163 loans
  • Unknown: 140 loans
  • North Country: 115 loans
  • Loandepot.com, LLC: 96 loans
  • Nationstar Mortgage LLC: 80 loans
  • Northfield Savings Bank: 73 loans
  • Union Bank: 73 loans
  • Vermont Federal Credit Union: 67 loans

How we source lender data

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