Table of Contents
Current Vermont Mortgage Rates
The average mortgage rates in Vermont for September 24, 2023 are 6.99% for purchasing a home and 7.103% for refinancing a home.
| Mortgage Type | Rate (%) |
|---|---|
| 30 Year Fixed Purchase | 6.99 |
| 30 Year Fixed Refinance | 7.103 |
30-Day Rate Trend in Vermont
Vermont Purchase Rates
| Mortgage Type | Rate (%) |
|---|---|
| 15 Year Fixed Purchase | 6.2 |
| 15 Year fixed Jumbo Purchase | 7.412 |
| 30 Year Fixed Purchase | 6.99 |
| 30 Year Fixed Jumbo Purchase | 7.35 |
Vermont Refinance Rates
| Mortgage Type | Rate (%) |
|---|---|
| 15 Year Fixed Refinance | 6.201 |
| 15 Year fixed Jumbo Refinance | 7.535 |
| 30 Year Fixed Refinance | 7.103 |
| 30 Year Fixed Jumbo Refinance | 7.381 |
Vermont ARM Rates
| Mortgage Type | Rate (%) |
|---|---|
| 5/6 ARM SOFR Purchase | 7.063 |
| 5/6 ARM SOFR Refinance | 7.154 |
| 5/6 ARM Jumbo SOFR Purchase | 6.633 |
| 5/6 ARM Jumbo SOFR Refinance | 6.667 |
Most Common Mortgage Types in Vermont
- Conventional: 5,593 loans
- FHA: 503 loans
- USDA: 61 loans
- VA: 362 loans
» MORE: See today’s refinance rates
Top Purchase Lenders in Vermont by Volume
- New England Federal Credit Union: 951 loans
- Union Bank: 439 loans
- Unknown: 380 loans
- Northeast Home Loan, LLC: 337 loans
- Homebridge Financial Services, Inc.: 277 loans
- Rocket Mortgage, LLC: 268 loans
- Fairway Independent Mortgage Corporation: 207 loans
- Vermont Federal Credit Union: 205 loans
- Vermont State Employees: 197 loans
- Academy Mortgage Corporation: 180 loans
Top Refinance Lenders in Vermont by Volume
- New England Federal Credit Union: 448 loans
- North Country: 249 loans
- Vermont Federal Credit Union: 197 loans
- Citizens Bank: 168 loans
- Rocket Mortgage, LLC: 135 loans
- Community Bank: 117 loans
- Vermont State Employees: 73 loans
- Unknown: 67 loans
- Td Bank: 60 loans
- Manufacturers And Traders Trust Company: 54 loans
Top purchase and refinance lenders and usage statics are for retail (direct to consumer) lenders and made available through lender reporting from the 2022 Home Mortgage Disclosure Act (HMDA).
Vermont mortgage rate data in the charts and tables above comes from RateUpdate.com. The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ based on individual factors like your credit score as well as differing loan types and terms offered by lenders.