Current Utah Mortgage Rates
Average market rates for 11-29-2023 in Utah are 7.322% for 30 Year Fixed Purchase and 7.45% for 30 Year Fixed Refinance
| Date | Product | Rate |
|---|
| 11-28-2023 | 30 Year Fixed Purchase | 7.322% |
| 11-28-2023 | 30 Year Fixed Refinance | 7.45% |
Mortgage Rate Trends in Utah
Utah Purchase Rates
| Date | Product | Rate |
|---|
| 11-28-2023 | 15 Year Fixed Purchase | 6.556% |
| 11-28-2023 | 15 Year fixed Jumbo Purchase | 7.287% |
| 11-28-2023 | 30 Year Fixed Purchase | 7.322% |
| 11-28-2023 | 30 Year Fixed Jumbo Purchase | 7.632% |
Utah Refinance Rates
| Date | Product | Rate |
|---|
| 11-28-2023 | 15 Year Fixed Refinance | 6.544% |
| 11-28-2023 | 15 Year fixed Jumbo Refinance | 7.296% |
| 11-28-2023 | 30 Year Fixed Refinance | 7.45% |
| 11-28-2023 | 30 Year Fixed Jumbo Refinance | 7.585% |
Utah ARM Rates
| Date | Product | Rate |
|---|
| 11-28-2023 | 5/6 ARM SOFR Purchase | 7.364% |
| 11-28-2023 | 5/6 ARM SOFR Refinance | 7.418% |
| 11-28-2023 | 5/6 ARM Jumbo SOFR Purchase | 6.863% |
| 11-28-2023 | 5/6 ARM Jumbo SOFR Refinance | 6.888% |
How we source rates and rate trends
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Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Utah
- Conventional: 39,523 loans
- FHA: 6,298 loans
- USDA: 377 loans
- VA: 2,933 loans
Top Purchase Lenders in Utah by Volume
- Intercap Lending Inc.: 3,626 loans
- First Colony Mortgage Corporation: 2,962 loans
- Securitynational Mortgage Company: 2,327 loans
- Academy Mortgage Corporation: 1,828 loans
- Rocket Mortgage, LLC: 1,381 loans
- Mountain America Federal Credit Union: 1,350 loans
- DHI Mortgage Company, Ltd.: 1,194 loans
- America First Federal Credit Union: 1,056 loans
- Citywide Home Loans, LLC: 1,055 loans
- Home Point Financial Corporation: 1,004 loans
Top Refinance Lenders in Utah by Volume
- Mountain America Federal Credit Union: 3,871 loans
- America First Federal Credit Union: 3,117 loans
- Zions Bancorporation, N.a.: 831 loans
- First Colony Mortgage Corporation: 580 loans
- Goldenwest: 470 loans
- Utah Community Federal Credit Union: 426 loans
- Rocket Mortgage, LLC: 411 loans
- Reverse Mortgage Funding LLC: 368 loans
- Longbridge Financial, LLC: 355 loans
- American Advisors Group: 346 loans
Top Cash-Out Refinance Lenders in Utah by Volume
- Rocket Mortgage, LLC: 2,613 loans
- Cyprus Federal Credit Union: 1,550 loans
- Goldenwest: 775 loans
- Loandepot.com, LLC: 768 loans
- America First Federal Credit Union: 683 loans
- Intercap Lending Inc.: 683 loans
- Home Point Financial Corporation: 636 loans
- Mountain America Federal Credit Union: 628 loans
- Pennymac Loan Services, LLC: 593 loans
- Freedom Mortgage Corporation: 562 loans
How we source lender data
