Texas Mortgage and Refinance Rates

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Current Texas Mortgage Rates

Average market rates for 11-29-2023 in Texas are 7.189% for 30 Year Fixed Purchase and 7.293% for 30 Year Fixed Refinance

DateProductRate
11-28-202330 Year Fixed Purchase7.189%
11-28-202330 Year Fixed Refinance7.293%

Texas Purchase Rates

DateProductRate
11-28-202315 Year Fixed Purchase6.447%
11-28-202315 Year fixed Jumbo Purchase7.287%
11-28-202330 Year Fixed Purchase7.189%
11-28-202330 Year Fixed Jumbo Purchase7.632%

Texas Refinance Rates

DateProductRate
11-28-202315 Year Fixed Refinance6.439%
11-28-202315 Year fixed Jumbo Refinance7.296%
11-28-202330 Year Fixed Refinance7.293%
11-28-202330 Year Fixed Jumbo Refinance7.585%

Texas ARM Rates

DateProductRate
11-28-20235/6 ARM SOFR Purchase7.265%
11-28-20235/6 ARM SOFR Refinance7.33%
11-28-20235/6 ARM Jumbo SOFR Purchase6.863%
11-28-20235/6 ARM Jumbo SOFR Refinance6.888%

How we source rates and rate trends

Most Common Mortgage Types in Texas

  • Conventional: 266,864 loans
  • FHA: 71,335 loans
  • VA: 45,950 loans
  • USDA: 1,809 loans

Top Purchase Lenders in Texas by Volume

  • DHI Mortgage Company, Ltd.: 18,196 loans
  • Rocket Mortgage, LLC: 13,943 loans
  • Fairway Independent Mortgage Corporation: 12,296 loans
  • Lennar Mortgage, LLC: 8,855 loans
  • Loandepot.com, LLC: 7,797 loans
  • Everett Financial, Inc.: 7,308 loans
  • Mortgage Research Center, LLC: 7,036 loans
  • Primelending, A Plainscapital Company: 6,682 loans
  • 21st Mortgage Corporation: 6,394 loans
  • Amcap Mortgage, Ltd.: 6,293 loans

Top Refinance Lenders in Texas by Volume

  • Rocket Mortgage, LLC: 4,694 loans
  • Nationstar Mortgage LLC: 2,336 loans
  • Pennymac Loan Services, LLC: 2,089 loans
  • Wells Fargo Bank: 1,918 loans
  • JPMorgan Chase Bank: 1,693 loans
  • Freedom Mortgage Corporation: 1,630 loans
  • American Advisors Group: 1,379 loans
  • Loandepot.com, LLC: 1,293 loans
  • Bank Of America: 1,281 loans
  • Royal United Mortgage LLC: 1,082 loans

Top Cash-Out Refinance Lenders in Texas by Volume

  • Rocket Mortgage, LLC: 15,274 loans
  • Nationstar Mortgage LLC: 4,610 loans
  • Loandepot.com, LLC: 4,047 loans
  • Wells Fargo Bank: 3,301 loans
  • Randolph-brooks Federal Credit Union: 3,255 loans
  • Credit Union Of Texas: 2,861 loans
  • Pennymac Loan Services, LLC: 2,620 loans
  • JPMorgan Chase Bank: 2,400 loans
  • Freedom Mortgage Corporation: 1,827 loans
  • Aspire Financial, Inc.: 1,731 loans

How we source lender data

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