South Dakota Mortgage and Refinance Rates

Written by Refi.com Team

Updated October 3, 2023

Custer, South Dakota at sunset
Read Time: 0 minutes

Table of Contents

» MORE: Compare top mortgage refinancing lenders

Current South Dakota Mortgage Rates

Average market rates for 10-04-2023 in South Dakota are 7.332% for 30 Year Fixed Purchase and 7.433% for 30 Year Fixed Refinance

DateProductRate
10-04-202330 Year Fixed Purchase7.332%
10-04-202330 Year Fixed Refinance7.433%

South Dakota Purchase Rates

DateProductRate
10-04-202315 Year Fixed Purchase6.54%
10-04-202315 Year fixed Jumbo Purchase6.584%
10-04-202330 Year Fixed Purchase7.332%
10-04-202330 Year Fixed Jumbo Purchase7.534%

South Dakota Refinance Rates

DateProductRate
10-04-202315 Year Fixed Refinance6.537%
10-04-202315 Year fixed Jumbo Refinance6.567%
10-04-202330 Year Fixed Refinance7.433%
10-04-202330 Year Fixed Jumbo Refinance7.572%

South Dakota ARM Rates

DateProductRate
10-04-20235/6 ARM SOFR Purchase7.075%
10-04-20235/6 ARM SOFR Refinance6.994%
10-04-20235/6 ARM Jumbo SOFR Purchase6.519%
10-04-20235/6 ARM Jumbo SOFR Refinance6.519%

How we source rates and rate trends

» MORE: Check your 2023 home refinance eligibility

Most Common Mortgage Types in South Dakota

  • Conventional: 7,516 loans
  • FHA: 1,361 loans
  • USDA: 390 loans
  • VA: 1,167 loans

» MORE: See today’s refinance rates

Top Purchase Lenders in South Dakota by Volume

  • 549300kj8paj7e52hg32: 1,561 loans
  • First Premier Bank: 669 loans
  • First Bank & Trust: 505 loans
  • First Dakota National Bank: 468 loans
  • Black Hills Federal Credit Union: 425 loans
  • Cmg Mortgage, Inc.: 416 loans
  • Gateway First Bank: 395 loans
  • Bankwest, Inc.: 378 loans
  • Fairway Independent Mortgage Corporation: 338 loans
  • American Bank & Trust: 289 loans

» MORE: Find competitive mortgage rates near you

Top Refinance Lenders in South Dakota by Volume

  • First Interstate Bank: 204 loans
  • First Premier Bank: 186 loans
  • 549300kj8paj7e52hg32: 173 loans
  • Black Hills Federal Credit Union: 164 loans
  • First Bank & Trust: 141 loans
  • U.S. Bank: 99 loans
  • Wells Fargo Bank: 77 loans
  • First Dakota National Bank: 63 loans
  • Rocket Mortgage, LLC: 60 loans
  • Sioux Falls: 56 loans

Top Cash-Out Refinance Lenders in South Dakota by Volume

  • Rocket Mortgage, LLC: 441 loans
  • Sioux Falls: 230 loans
  • 549300kj8paj7e52hg32: 188 loans
  • Wells Fargo Bank: 183 loans
  • Black Hills Federal Credit Union: 110 loans
  • Loandepot.com, LLC: 100 loans
  • Nationstar Mortgage LLC: 84 loans
  • First Bank & Trust: 83 loans
  • First Interstate Bank: 83 loans
  • First Premier Bank: 75 loans

How we source lender data

Refi.com Team

Current Mortgage Rates

Current Home Equity Rates

Current Auto Rates

Compare Rates and Save on Your Mortgage Loan

See Today's Rates

Refi.com is a property of Three Creeks Media. Neither Refi.com nor Three Creeks Media are associated with or endorsed by the U.S. Departments of Defense or Veterans Affairs. The content on Refi.com is produced by Three Creeks Media, its partners, affiliates and contractors, any opinions or statements on Refi.com should not be attributed to the Dept. of Veterans Affairs , the Dept. of Defense or any governmental entity. If you have questions about Veteran programs offered through or by the Dept. of Veterans Affairs, please visit their website at va.gov. The content offered on Refi.com is for general informational purposes only and may not be relevant to any consumer’s specific situation, this content should not be construed as legal or financial advice. If you have questions of a specific nature consider consulting a financial professional, accountant or attorney to discuss. References to third-party products, rates and offers may change without notice.

Advertising Notice: Refi.com and Three Creeks Media, its parent and affiliate companies, may receive compensation through advertising placements on Refi.com; For any rankings or lists on this site, Refi.com may receive compensation from the companies being ranked and this compensation may affect how, where and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner” the indicated company is a corporate affiliate of Refi.com. No tables, rankings or lists are fully comprehensive and do not include all companies or available products.

Editorial Disclosure: Editorial content on Refi.com may include opinions. Any opinions are those of the author alone, and not those of an advertiser to the site nor of Refi.com.

Information from your device can be used to personalize your ad experience.