South Dakota Mortgage and Refinance Rates

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Current South Dakota Mortgage Rates

Average market rates for 10-04-2023 in South Dakota are 7.332% for 30 Year Fixed Purchase and 7.433% for 30 Year Fixed Refinance

DateProductRate
10-04-202330 Year Fixed Purchase7.332%
10-04-202330 Year Fixed Refinance7.433%

South Dakota Purchase Rates

DateProductRate
10-04-202315 Year Fixed Purchase6.54%
10-04-202315 Year fixed Jumbo Purchase6.584%
10-04-202330 Year Fixed Purchase7.332%
10-04-202330 Year Fixed Jumbo Purchase7.534%

South Dakota Refinance Rates

DateProductRate
10-04-202315 Year Fixed Refinance6.537%
10-04-202315 Year fixed Jumbo Refinance6.567%
10-04-202330 Year Fixed Refinance7.433%
10-04-202330 Year Fixed Jumbo Refinance7.572%

South Dakota ARM Rates

DateProductRate
10-04-20235/6 ARM SOFR Purchase7.075%
10-04-20235/6 ARM SOFR Refinance6.994%
10-04-20235/6 ARM Jumbo SOFR Purchase6.519%
10-04-20235/6 ARM Jumbo SOFR Refinance6.519%

How we source rates and rate trends

Most Common Mortgage Types in South Dakota

  • Conventional: 7,516 loans
  • FHA: 1,361 loans
  • USDA: 390 loans
  • VA: 1,167 loans

Top Purchase Lenders in South Dakota by Volume

  • 549300kj8paj7e52hg32: 1,561 loans
  • First Premier Bank: 669 loans
  • First Bank & Trust: 505 loans
  • First Dakota National Bank: 468 loans
  • Black Hills Federal Credit Union: 425 loans
  • Cmg Mortgage, Inc.: 416 loans
  • Gateway First Bank: 395 loans
  • Bankwest, Inc.: 378 loans
  • Fairway Independent Mortgage Corporation: 338 loans
  • American Bank & Trust: 289 loans

Top Refinance Lenders in South Dakota by Volume

  • First Interstate Bank: 204 loans
  • First Premier Bank: 186 loans
  • 549300kj8paj7e52hg32: 173 loans
  • Black Hills Federal Credit Union: 164 loans
  • First Bank & Trust: 141 loans
  • U.S. Bank: 99 loans
  • Wells Fargo Bank: 77 loans
  • First Dakota National Bank: 63 loans
  • Rocket Mortgage, LLC: 60 loans
  • Sioux Falls: 56 loans

Top Cash-Out Refinance Lenders in South Dakota by Volume

  • Rocket Mortgage, LLC: 441 loans
  • Sioux Falls: 230 loans
  • 549300kj8paj7e52hg32: 188 loans
  • Wells Fargo Bank: 183 loans
  • Black Hills Federal Credit Union: 110 loans
  • Loandepot.com, LLC: 100 loans
  • Nationstar Mortgage LLC: 84 loans
  • First Bank & Trust: 83 loans
  • First Interstate Bank: 83 loans
  • First Premier Bank: 75 loans

How we source lender data

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