South Dakota Mortgage and Refinance Rates

Written by Refi.com Team

Updated November 28, 2023

Custer, South Dakota at sunset
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» MORE: Compare top mortgage refinancing lenders

Current South Dakota Mortgage Rates

Average market rates for 11-29-2023 in South Dakota are 7.262% for 30 Year Fixed Purchase and 7.351% for 30 Year Fixed Refinance

DateProductRate
11-29-202330 Year Fixed Purchase7.262%
11-29-202330 Year Fixed Refinance7.351%

South Dakota Purchase Rates

DateProductRate
11-29-202315 Year Fixed Purchase6.474%
11-29-202315 Year fixed Jumbo Purchase7.193%
11-29-202330 Year Fixed Purchase7.262%
11-29-202330 Year Fixed Jumbo Purchase7.686%

South Dakota Refinance Rates

DateProductRate
11-29-202315 Year Fixed Refinance6.477%
11-29-202315 Year fixed Jumbo Refinance7.196%
11-29-202330 Year Fixed Refinance7.351%
11-29-202330 Year Fixed Jumbo Refinance7.734%

South Dakota ARM Rates

DateProductRate
11-29-20235/6 ARM SOFR Purchase7.259%
11-29-20235/6 ARM SOFR Refinance7.309%
11-29-20235/6 ARM Jumbo SOFR Purchase6.8%
11-29-20235/6 ARM Jumbo SOFR Refinance6.825%

How we source rates and rate trends

» MORE: Check your 2023 home refinance eligibility

Most Common Mortgage Types in South Dakota

  • Conventional: 7,516 loans
  • FHA: 1,361 loans
  • USDA: 390 loans
  • VA: 1,167 loans

» MORE: See today’s refinance rates

Top Purchase Lenders in South Dakota by Volume

  • 549300kj8paj7e52hg32: 1,561 loans
  • First Premier Bank: 669 loans
  • First Bank & Trust: 505 loans
  • First Dakota National Bank: 468 loans
  • Black Hills Federal Credit Union: 425 loans
  • Cmg Mortgage, Inc.: 416 loans
  • Gateway First Bank: 395 loans
  • Bankwest, Inc.: 378 loans
  • Fairway Independent Mortgage Corporation: 338 loans
  • American Bank & Trust: 289 loans

» MORE: Find competitive mortgage rates near you

Top Refinance Lenders in South Dakota by Volume

  • First Interstate Bank: 204 loans
  • First Premier Bank: 186 loans
  • 549300kj8paj7e52hg32: 173 loans
  • Black Hills Federal Credit Union: 164 loans
  • First Bank & Trust: 141 loans
  • U.S. Bank: 99 loans
  • Wells Fargo Bank: 77 loans
  • First Dakota National Bank: 63 loans
  • Rocket Mortgage, LLC: 60 loans
  • Sioux Falls: 56 loans

Top Cash-Out Refinance Lenders in South Dakota by Volume

  • Rocket Mortgage, LLC: 441 loans
  • Sioux Falls: 230 loans
  • 549300kj8paj7e52hg32: 188 loans
  • Wells Fargo Bank: 183 loans
  • Black Hills Federal Credit Union: 110 loans
  • Loandepot.com, LLC: 100 loans
  • Nationstar Mortgage LLC: 84 loans
  • First Bank & Trust: 83 loans
  • First Interstate Bank: 83 loans
  • First Premier Bank: 75 loans

How we source lender data

Refi.com Team

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