South Carolina Mortgage and Refinance Rates

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Current South Carolina Mortgage Rates

Average market rates for 10-04-2023 in South Carolina are 7.324% for 30 Year Fixed Purchase and 7.422% for 30 Year Fixed Refinance

DateProductRate
10-04-202330 Year Fixed Purchase7.324%
10-04-202330 Year Fixed Refinance7.422%

South Carolina Purchase Rates

DateProductRate
10-04-202315 Year Fixed Purchase6.537%
10-04-202315 Year fixed Jumbo Purchase6.584%
10-04-202330 Year Fixed Purchase7.324%
10-04-202330 Year Fixed Jumbo Purchase7.534%

South Carolina Refinance Rates

DateProductRate
10-04-202315 Year Fixed Refinance6.53%
10-04-202315 Year fixed Jumbo Refinance6.567%
10-04-202330 Year Fixed Refinance7.422%
10-04-202330 Year Fixed Jumbo Refinance7.572%

South Carolina ARM Rates

DateProductRate
10-04-20235/6 ARM SOFR Purchase7.075%
10-04-20235/6 ARM SOFR Refinance6.994%
10-04-20235/6 ARM Jumbo SOFR Purchase6.519%
10-04-20235/6 ARM Jumbo SOFR Refinance6.519%

How we source rates and rate trends

Most Common Mortgage Types in South Carolina

  • Conventional: 61,601 loans
  • FHA: 13,716 loans
  • VA: 11,585 loans
  • USDA: 1,461 loans

Top Purchase Lenders in South Carolina by Volume

  • Movement Mortgage, LLC: 4,086 loans
  • Rocket Mortgage, LLC: 3,257 loans
  • DHI Mortgage Company, Ltd.: 2,983 loans
  • Guild Mortgage Company LLC: 2,853 loans
  • Southstate Bank: 2,254 loans
  • Vanderbilt Mortgage And Finance, Inc.: 2,214 loans
  • Mortgage Research Center, LLC: 2,044 loans
  • Primelending, A Plainscapital Company: 1,872 loans
  • Fairway Independent Mortgage Corporation: 1,787 loans
  • Lennar Mortgage, LLC: 1,590 loans

Top Refinance Lenders in South Carolina by Volume

  • First-citizens Bank & Trust Company: 1,087 loans
  • Rocket Mortgage, LLC: 924 loans
  • Palmetto Citizens Federal Credit Union: 636 loans
  • Truist Bank: 593 loans
  • Southstate Bank: 493 loans
  • Pennymac Loan Services, LLC: 461 loans
  • Bank Of America: 431 loans
  • Wells Fargo Bank: 379 loans
  • Freedom Mortgage Corporation: 375 loans
  • Nationstar Mortgage LLC: 298 loans

Top Cash-Out Refinance Lenders in South Carolina by Volume

  • Rocket Mortgage, LLC: 5,689 loans
  • Founders Federal Credit Union: 1,400 loans
  • Loandepot.com, LLC: 1,282 loans
  • Freedom Mortgage Corporation: 1,090 loans
  • Nationstar Mortgage LLC: 1,016 loans
  • Wells Fargo Bank: 861 loans
  • Pennymac Loan Services, LLC: 722 loans
  • Amerisave Mortgage Corporation: 628 loans
  • Flagstar Bank, Fsb: 414 loans
  • New Day Financial, LLC: 370 loans

How we source lender data

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