Signature Guarantees

Signature Guarantees

Best Loan Guarantee. *

We believe we have the best loan programs available in the marketplace. If your loan approval is not the best loan available, and you are able to find one that saves you more money, we will pay you $1,000. Guaranteed!

* $1,000 will be due if Refi.com is unable to provide a loan with more monthly savings than the competitor’s loan. Monthly savings are defined as the difference between the total of all current monthly payment obligations with the new total monthly payment obligations. To qualify for $1,000, customer must present a copy of competitor’s Loan Estimate and 1003, dated no more than three (3) days prior to Refi.com application, for a comparable mortgage loan program with higher monthly savings. Upon closing the loan with competitor, customer must present a copy of competitor’s Closing Disclosure dated no more than thirty (30) days after Refi.com application. Funds will be sent to the customer after confirming that information on Loan Estimate, 1003, and Closing Disclosure are consistent and accurate with monthly savings exceeding those reflected on the Refi.com Loan Estimate.

30 Day Closing Guarantee. **

Your loan will close within 30 days of receipt of your complete application, or we will pay you $1,000.  Guaranteed!

** Date of complete application is defined as the receipt of the application, documents, disclosures and authorizations required to begin processing the loan (indicated by the completion of File Set Up). Date of closing is defined as the day closing documents are signed by the customer. Initial application information must be accurate and remain consistent. Loans with any delays resulting from a force majeure event or from the actions of unaffiliated 3rd party companies, including but not limited to appraisers, employers, and settlement service providers, are not eligible. To qualify, customer must provide all requested information or documentation within 48 hours of request. $1,000 will be offered as a credit towards any lender fees charged by Refi.com. Loans which contain an unrelated lender credit of at least $1,000 do not qualify for the 30-day closing guarantee.

Appraisal Fee Guarantee. ^

If you qualify for and choose a Government loan, we will cover your upfront appraisal cost…we guarantee it!

^ Refi.com will finance the cost of any appraisal required on a Government (FHA/VA) loan program through loan proceeds. No upfront payment will be required. Customer must be approved for the loan and provide the necessary documentation to begin processing the loan before Refi.com will order the appraisal.

Free Refinance Guarantee. ^^

If you close a loan with Refi.com, you are qualified for our Free Refinance Program.

^^ Refi.com does not charge any lender fees on any future mortgage loans against the subject property. Customer must qualify for an available loan at the time of application for the Free Refinance Program.