"Efficient"

Current Refinance Rates

We cater to all credit qualities and provide the low rates to prove it. Whether to take cash out to pay off high-interest debt, pay off personal loans, or simply reduce your existing mortgage rate, we’re the industry’s finest. With the numbers to prove it. Here are our current rates with the corresponding credit score. Don’t know your credit score? Contact us and we’ll provide a complimentary credit report review.

740 credit score 4.241% apr
620 credit score 4.423% apr
500 credit score 5.582% apr

Easy as a three-step process

Step 1

A five-minute phone call with a mortgage specialist starts the process. We know your time is valuable. In those five minutes, you’ll know if we have a loan that’s right for you.

Step 2

Our dedicated staff of product placement specialists will develop the right loan for you, providing the most benefits at the lowest rates. You’ll be pre-qualified in as little as five minutes.

Step 3

After your pre-qualification, our best-in-class processing department gets busy funding your loan, on average, in less than 28 days.

What if my credit’s not stellar?

Everyone can make mistakes, especially considering the difficult economic conditions of the last decade. At Refi.com, we work hard for you — whether your credit is stellar or less than perfect. We pride ourselves on getting people with less than perfect credit pre-qualified for refinancing, people whom the big banks have turned away. And our streamlined processes help get you into your new loan quickly, allowing you to use refinancing to improve your financial situation.

Four reasons to refinance now with Refi.com

Pay off high-interest credit card debt.

Use refinancing to improve your credit and increase your purchasing power.


Use the power of your equity to pay off personal loans, medical bills, or IRS tax debt.

Dramatically lower your existing mortgage rate.