Pennsylvania Mortgage and Refinance Rates

Written by Refi.com Team

Updated October 1, 2023

Downtown York Pennsylvania
Read Time: 0 minutes

Table of Contents

» MORE: Compare top mortgage refinancing lenders

Current Pennsylvania Mortgage Rates

Average market rates for 10-03-2023 in Pennsylvania are 7.227% for 30 Year Fixed Purchase and 7.322% for 30 Year Fixed Refinance

DateProductRate
10-03-202330 Year Fixed Purchase7.227%
10-03-202330 Year Fixed Refinance7.322%

Pennsylvania Purchase Rates

DateProductRate
10-03-202315 Year Fixed Purchase6.429%
10-03-202315 Year fixed Jumbo Purchase7.225%
10-03-202330 Year Fixed Purchase7.227%
10-03-202330 Year Fixed Jumbo Purchase7.404%

Pennsylvania Refinance Rates

DateProductRate
10-03-202315 Year Fixed Refinance6.422%
10-03-202315 Year fixed Jumbo Refinance6.854%
10-03-202330 Year Fixed Refinance7.322%
10-03-202330 Year Fixed Jumbo Refinance7.512%

Pennsylvania ARM Rates

DateProductRate
10-03-20235/6 ARM SOFR Purchase7%
10-03-20235/6 ARM SOFR Refinance6.9%
10-03-20235/6 ARM Jumbo SOFR Purchase6.561%
10-03-20235/6 ARM Jumbo SOFR Refinance6.561%

How we source rates and rate trends

» MORE: Check your 2023 home refinance eligibility

Most Common Mortgage Types in Pennsylvania

  • Conventional: 103,100 loans
  • FHA: 20,730 loans
  • USDA: 1,931 loans
  • VA: 6,941 loans

» MORE: See today’s refinance rates

Top Purchase Lenders in Pennsylvania by Volume

  • Rocket Mortgage, LLC: 6,226 loans
  • Crosscountry Mortgage, LLC: 5,764 loans
  • Citizens Bank: 4,548 loans
  • Movement Mortgage, LLC: 3,298 loans
  • Guaranteed Rate, Inc.: 3,060 loans
  • Prosperity Home Mortgage, LLC: 2,805 loans
  • Guild Mortgage Company LLC: 2,569 loans
  • PNC Bank: 2,368 loans
  • Wells Fargo Bank: 2,329 loans
  • Mortgage Research Center, LLC: 2,251 loans

» MORE: Find competitive mortgage rates near you

Top Refinance Lenders in Pennsylvania by Volume

  • PNC Bank: 5,578 loans
  • Citizens Bank: 5,111 loans
  • First National Bank Of Pennsylvania: 2,642 loans
  • First Commonwealth Bank: 2,211 loans
  • Rocket Mortgage, LLC: 1,787 loans
  • Dollar Bank, Federal Savings Bank: 1,525 loans
  • Members 1st Federal Credit Union: 1,391 loans
  • Wells Fargo Bank: 1,121 loans
  • Manufacturers And Traders Trust Company: 985 loans
  • Truist Bank: 920 loans

Top Cash-Out Refinance Lenders in Pennsylvania by Volume

  • Rocket Mortgage, LLC: 8,180 loans
  • Police & Fire: 2,994 loans
  • Wells Fargo Bank: 1,880 loans
  • Nationstar Mortgage LLC: 1,632 loans
  • Loandepot.com, LLC: 1,624 loans
  • Freedom Mortgage Corporation: 1,111 loans
  • Pennymac Loan Services, LLC: 959 loans
  • Northwest Bank: 866 loans
  • Citizens Bank: 864 loans
  • Newrez LLC: 752 loans

How we source lender data

Refi.com Team

Current Mortgage Rates

Current Home Equity Rates

Current Auto Rates

Compare Rates and Save on Your Mortgage Loan

See Today's Rates

Refi.com is a property of Three Creeks Media. Neither Refi.com nor Three Creeks Media are associated with or endorsed by the U.S. Departments of Defense or Veterans Affairs. The content on Refi.com is produced by Three Creeks Media, its partners, affiliates and contractors, any opinions or statements on Refi.com should not be attributed to the Dept. of Veterans Affairs , the Dept. of Defense or any governmental entity. If you have questions about Veteran programs offered through or by the Dept. of Veterans Affairs, please visit their website at va.gov. The content offered on Refi.com is for general informational purposes only and may not be relevant to any consumer’s specific situation, this content should not be construed as legal or financial advice. If you have questions of a specific nature consider consulting a financial professional, accountant or attorney to discuss. References to third-party products, rates and offers may change without notice.

Advertising Notice: Refi.com and Three Creeks Media, its parent and affiliate companies, may receive compensation through advertising placements on Refi.com; For any rankings or lists on this site, Refi.com may receive compensation from the companies being ranked and this compensation may affect how, where and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner” the indicated company is a corporate affiliate of Refi.com. No tables, rankings or lists are fully comprehensive and do not include all companies or available products.

Editorial Disclosure: Editorial content on Refi.com may include opinions. Any opinions are those of the author alone, and not those of an advertiser to the site nor of Refi.com.

Information from your device can be used to personalize your ad experience.