Pennsylvania Mortgage and Refinance Rates

Written by Refi.com Team

Updated December 4, 2023

Downtown York Pennsylvania
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Table of Contents

» MORE: Compare top mortgage refinancing lenders

Current Pennsylvania Mortgage Rates

Average market rates for 12-04-2023 in Pennsylvania are 6.97% for 30 Year Fixed Purchase and 7.058% for 30 Year Fixed Refinance

DateProductRate
12-04-202330 Year Fixed Purchase6.97%
12-04-202330 Year Fixed Refinance7.058%

Pennsylvania Purchase Rates

DateProductRate
12-04-202315 Year Fixed Purchase6.2%
12-04-202315 Year fixed Jumbo Purchase6.928%
12-04-202330 Year Fixed Purchase6.97%
12-04-202330 Year Fixed Jumbo Purchase7.427%

Pennsylvania Refinance Rates

DateProductRate
12-04-202315 Year Fixed Refinance6.193%
12-04-202315 Year fixed Jumbo Refinance6.911%
12-04-202330 Year Fixed Refinance7.058%
12-04-202330 Year Fixed Jumbo Refinance7.448%

Pennsylvania ARM Rates

DateProductRate
12-04-20235/6 ARM SOFR Purchase7.225%
12-04-20235/6 ARM SOFR Refinance7.229%
12-04-20235/6 ARM Jumbo SOFR Purchase6.815%
12-04-20235/6 ARM Jumbo SOFR Refinance6.835%

How we source rates and rate trends

» MORE: Check your 2023 home refinance eligibility

Most Common Mortgage Types in Pennsylvania

  • Conventional: 103,100 loans
  • FHA: 20,730 loans
  • USDA: 1,931 loans
  • VA: 6,941 loans

» MORE: See today’s refinance rates

Top Purchase Lenders in Pennsylvania by Volume

  • Rocket Mortgage, LLC: 6,226 loans
  • Crosscountry Mortgage, LLC: 5,764 loans
  • Citizens Bank: 4,548 loans
  • Movement Mortgage, LLC: 3,298 loans
  • Guaranteed Rate, Inc.: 3,060 loans
  • Prosperity Home Mortgage, LLC: 2,805 loans
  • Guild Mortgage Company LLC: 2,569 loans
  • PNC Bank: 2,368 loans
  • Wells Fargo Bank: 2,329 loans
  • Mortgage Research Center, LLC: 2,251 loans

» MORE: Find competitive mortgage rates near you

Top Refinance Lenders in Pennsylvania by Volume

  • PNC Bank: 5,578 loans
  • Citizens Bank: 5,111 loans
  • First National Bank Of Pennsylvania: 2,642 loans
  • First Commonwealth Bank: 2,211 loans
  • Rocket Mortgage, LLC: 1,787 loans
  • Dollar Bank, Federal Savings Bank: 1,525 loans
  • Members 1st Federal Credit Union: 1,391 loans
  • Wells Fargo Bank: 1,121 loans
  • Manufacturers And Traders Trust Company: 985 loans
  • Truist Bank: 920 loans

Top Cash-Out Refinance Lenders in Pennsylvania by Volume

  • Rocket Mortgage, LLC: 8,180 loans
  • Police & Fire: 2,994 loans
  • Wells Fargo Bank: 1,880 loans
  • Nationstar Mortgage LLC: 1,632 loans
  • Loandepot.com, LLC: 1,624 loans
  • Freedom Mortgage Corporation: 1,111 loans
  • Pennymac Loan Services, LLC: 959 loans
  • Northwest Bank: 866 loans
  • Citizens Bank: 864 loans
  • Newrez LLC: 752 loans

How we source lender data

Refi.com Team

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