Oregon Mortgage and Refinance Rates

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Current Oregon Mortgage Rates

Average market rates for 11-29-2023 in Oregon are 7.233% for 30 Year Fixed Purchase and 7.342% for 30 Year Fixed Refinance

DateProductRate
11-29-202330 Year Fixed Purchase7.233%
11-29-202330 Year Fixed Refinance7.342%

Oregon Purchase Rates

DateProductRate
11-29-202315 Year Fixed Purchase6.474%
11-29-202315 Year fixed Jumbo Purchase7.193%
11-29-202330 Year Fixed Purchase7.233%
11-29-202330 Year Fixed Jumbo Purchase7.678%

Oregon Refinance Rates

DateProductRate
11-29-202315 Year Fixed Refinance6.468%
11-29-202315 Year fixed Jumbo Refinance7.196%
11-29-202330 Year Fixed Refinance7.342%
11-29-202330 Year Fixed Jumbo Refinance7.734%

Oregon ARM Rates

DateProductRate
11-29-20235/6 ARM SOFR Purchase7.259%
11-29-20235/6 ARM SOFR Refinance7.309%
11-29-20235/6 ARM Jumbo SOFR Purchase6.8%
11-29-20235/6 ARM Jumbo SOFR Refinance6.825%

How we source rates and rate trends

Most Common Mortgage Types in Oregon

  • Conventional: 43,913 loans
  • FHA: 6,088 loans
  • VA: 3,894 loans
  • USDA: 498 loans

Top Purchase Lenders in Oregon by Volume

  • Guild Mortgage Company LLC: 3,160 loans
  • Umpqua Bank: 2,202 loans
  • Caliber Home Loans, Inc.: 2,197 loans
  • Onpoint Community Credit Union: 1,911 loans
  • Fairway Independent Mortgage Corporation: 1,660 loans
  • Rocket Mortgage, LLC: 1,484 loans
  • U.S. Bank: 1,247 loans
  • Academy Mortgage Corporation: 1,204 loans
  • Summit Funding, Inc.: 1,110 loans
  • Crosscountry Mortgage, LLC: 1,094 loans

Top Refinance Lenders in Oregon by Volume

  • Onpoint Community Credit Union: 1,123 loans
  • U.S. Bank: 994 loans
  • Umpqua Bank: 787 loans
  • Rocket Mortgage, LLC: 516 loans
  • American Advisors Group: 487 loans
  • Keybank: 415 loans
  • Oregon Community: 366 loans
  • Wells Fargo Bank: 307 loans
  • Pennymac Loan Services, LLC: 289 loans
  • Rogue: 279 loans

Top Cash-Out Refinance Lenders in Oregon by Volume

  • Rocket Mortgage, LLC: 3,000 loans
  • Loandepot.com, LLC: 937 loans
  • Pennymac Loan Services, LLC: 667 loans
  • Onpoint Community Credit Union: 664 loans
  • Wells Fargo Bank: 645 loans
  • Caliber Home Loans, Inc.: 598 loans
  • Freedom Mortgage Corporation: 552 loans
  • Nationstar Mortgage LLC: 538 loans
  • Guild Mortgage Company LLC: 523 loans
  • First Technology Federal Credit Union: 496 loans

How we source lender data

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