Oregon Mortgage and Refinance Rates

Read Time: 0 minutes

Current Oregon Mortgage Rates

Average market rates for October 08, 2024 in Oregon are 6.59% for 30-year fixed purchase and 6.53% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.59%6.63%
30-year Fixed Refinance6.53%6.57%
Rates based on market averages as of Oct 08, 2024.
ProductRateAPR
30-year Fixed Purchase6.59%6.63%
30-year Fixed Refinance6.53%6.57%
Rates based on market averages as of Oct 08, 2024.

Oregon Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.59%5.66%
15-year Fixed Jumbo Purchase5.87%5.90%
30-year Fixed Purchase6.59%6.63%
30-year Fixed Jumbo Purchase6.66%6.68%
Rates based on market averages as of Oct 08, 2024.

Oregon Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.42%5.48%
15-year Fixed Jumbo Refinance5.87%5.90%
30-year Fixed Refinance6.53%6.57%
30-year Fixed Jumbo Refinance6.59%6.62%
Rates based on market averages as of Oct 08, 2024.

Oregon ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.68%6.73%
5/6 Arm (refinance)6.64%6.71%
5/6 Jumbo Arm (purchase)6.20%6.21%
5/6 Jumbo Arm (refinance)6.26%6.27%
Rates based on market averages as of Oct 08, 2024.

How we source rates and rate trends

Most Common Mortgage Types in Oregon

  • Conventional: 28,769 loans
  • FHA: 6,088 loans
  • VA: 2,755 loans
  • USDA: 239 loans

Top Purchase Lenders in Oregon by Volume

  • Guild Mortgage Company LLC: 2,657 loans
  • Onpoint Community Credit Union: 1,426 loans
  • Rocket Mortgage, LLC: 1,398 loans
  • Fairway Independent Mortgage Corporation: 1,103 loans
  • Cmg Mortgage, Inc.: 964 loans
  • Crosscountry Mortgage, LLC: 870 loans
  • Nations Direct Mortgage, LLC: 799 loans
  • Summit Funding, Inc.: 766 loans
  • U.S. Bank: 747 loans
  • Academy Mortgage Corporation: 693 loans

Top Refinance Lenders in Oregon by Volume

  • Onpoint Community Credit Union: 1,018 loans
  • U.S. Bank: 267 loans
  • Oregon Community: 253 loans
  • Umpqua Bank: 224 loans
  • Rogue: 190 loans
  • Bank Of America: 136 loans
  • Selco Community: 106 loans
  • Finance Of America Reverse LLC: 104 loans
  • Mutual Of Omaha Mortgage, Inc.: 95 loans
  • Rocket Mortgage, LLC: 88 loans

Top Cash-Out Refinance Lenders in Oregon by Volume

  • Rocket Mortgage, LLC: 1,434 loans
  • Pennymac Loan Services, LLC: 316 loans
  • Nationstar Mortgage LLC: 259 loans
  • Flagstar Bank, Fsb: 222 loans
  • First Technology Federal Credit Union: 181 loans
  • Loandepot.com, LLC: 179 loans
  • Guild Mortgage Company LLC: 159 loans
  • Newrez LLC: 145 loans
  • Onpoint Community Credit Union: 120 loans
  • Freedom Mortgage Corporation: 117 loans

How we source lender data

Compare the Latest Mortgage Rates

View Rates