Oregon Mortgage and Refinance Rates

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Current Oregon Mortgage Rates

Average market rates for May 24, 2024 in Oregon are 7.09% for 30-year fixed purchase and 7.18% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase7.09%7.12%
30-year Fixed Refinance7.18%7.20%
Rates based on market averages as of May 24, 2024.
ProductRateAPR
30-year Fixed Purchase7.09%7.12%
30-year Fixed Refinance7.18%7.20%
Rates based on market averages as of May 24, 2024.

Oregon Purchase Rates

ProductRateAPR
15-year Fixed Purchase6.29%6.33%
15-year Fixed Jumbo Purchase6.69%6.71%
30-year Fixed Purchase7.09%7.12%
30-year Fixed Jumbo Purchase7.31%7.34%
Rates based on market averages as of May 24, 2024.

Oregon Refinance Rates

ProductRateAPR
15-year Fixed Refinance6.29%6.33%
15-year Fixed Jumbo Refinance6.70%6.72%
30-year Fixed Refinance7.18%7.20%
30-year Fixed Jumbo Refinance7.28%7.31%
Rates based on market averages as of May 24, 2024.

Oregon ARM Rates

ProductRateAPR
5/6 Arm (purchase)7.49%7.52%
5/6 Arm (refinance)7.59%7.63%
5/6 Jumbo Arm (purchase)6.93%6.94%
5/6 Jumbo Arm (refinance)6.99%6.99%
Rates based on market averages as of May 24, 2024.

How we source rates and rate trends

Most Common Mortgage Types in Oregon

  • Conventional: 43,913 loans
  • FHA: 6,088 loans
  • VA: 3,894 loans
  • USDA: 498 loans

Top Purchase Lenders in Oregon by Volume

  • Guild Mortgage Company LLC: 3,160 loans
  • Umpqua Bank: 2,202 loans
  • Caliber Home Loans, Inc.: 2,197 loans
  • Onpoint Community Credit Union: 1,911 loans
  • Fairway Independent Mortgage Corporation: 1,660 loans
  • Rocket Mortgage, LLC: 1,484 loans
  • U.S. Bank: 1,247 loans
  • Academy Mortgage Corporation: 1,204 loans
  • Summit Funding, Inc.: 1,110 loans
  • Crosscountry Mortgage, LLC: 1,094 loans

Top Refinance Lenders in Oregon by Volume

  • Onpoint Community Credit Union: 1,123 loans
  • U.S. Bank: 994 loans
  • Umpqua Bank: 787 loans
  • Rocket Mortgage, LLC: 516 loans
  • American Advisors Group: 487 loans
  • Keybank: 415 loans
  • Oregon Community: 366 loans
  • Wells Fargo Bank: 307 loans
  • Pennymac Loan Services, LLC: 289 loans
  • Rogue: 279 loans

Top Cash-Out Refinance Lenders in Oregon by Volume

  • Rocket Mortgage, LLC: 3,000 loans
  • Loandepot.com, LLC: 937 loans
  • Pennymac Loan Services, LLC: 667 loans
  • Onpoint Community Credit Union: 664 loans
  • Wells Fargo Bank: 645 loans
  • Caliber Home Loans, Inc.: 598 loans
  • Freedom Mortgage Corporation: 552 loans
  • Nationstar Mortgage LLC: 538 loans
  • Guild Mortgage Company LLC: 523 loans
  • First Technology Federal Credit Union: 496 loans

How we source lender data

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