North Dakota Mortgage and Refinance Rates

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Current North Dakota Mortgage Rates

Average market rates for May 24, 2024 in North Dakota are 7.09% for 30-year fixed purchase and 7.19% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase7.09%7.12%
30-year Fixed Refinance7.19%7.21%
Rates based on market averages as of May 24, 2024.
ProductRateAPR
30-year Fixed Purchase7.09%7.12%
30-year Fixed Refinance7.19%7.21%
Rates based on market averages as of May 24, 2024.

North Dakota Purchase Rates

ProductRateAPR
15-year Fixed Purchase6.30%6.34%
15-year Fixed Jumbo Purchase6.69%6.71%
30-year Fixed Purchase7.09%7.12%
30-year Fixed Jumbo Purchase7.31%7.34%
Rates based on market averages as of May 24, 2024.

North Dakota Refinance Rates

ProductRateAPR
15-year Fixed Refinance6.29%6.34%
15-year Fixed Jumbo Refinance6.70%6.72%
30-year Fixed Refinance7.19%7.21%
30-year Fixed Jumbo Refinance7.28%7.31%
Rates based on market averages as of May 24, 2024.

North Dakota ARM Rates

ProductRateAPR
5/6 Arm (purchase)7.49%7.52%
5/6 Arm (refinance)7.59%7.63%
5/6 Jumbo Arm (purchase)6.93%6.94%
5/6 Jumbo Arm (refinance)6.99%6.99%
Rates based on market averages as of May 24, 2024.

How we source rates and rate trends

Most Common Mortgage Types in North Dakota

  • Conventional: 6,295 loans
  • FHA: 1,283 loans
  • USDA: 244 loans
  • VA: 990 loans

Top Purchase Lenders in North Dakota by Volume

  • Gate City Bank: 1,363 loans
  • First International Bank & Trust: 558 loans
  • Town And Country Credit Union: 368 loans
  • Bell Bank: 342 loans
  • Ark-la-tex Financial Services, LLC.: 323 loans
  • First Community Credit Union: 235 loans
  • Capital Credit Union: 231 loans
  • Fairway Independent Mortgage Corporation: 220 loans
  • U.S. Bank: 218 loans
  • Mortgage Research Center, LLC: 216 loans

Top Refinance Lenders in North Dakota by Volume

  • Gate City Bank: 381 loans
  • Capital Credit Union: 105 loans
  • Rocket Mortgage, LLC: 92 loans
  • Bell Bank: 88 loans
  • U.S. Bank: 78 loans
  • First International Bank & Trust: 72 loans
  • Alerus Financial: 57 loans
  • Choice Financial Group: 48 loans
  • Bremer Bank: 42 loans
  • Cornerstone Bank: 41 loans

Top Cash-Out Refinance Lenders in North Dakota by Volume

  • Rocket Mortgage, LLC: 231 loans
  • First Community Credit Union: 184 loans
  • Gate City Bank: 180 loans
  • Town And Country Credit Union: 92 loans
  • Wells Fargo Bank: 63 loans
  • Loandepot.com, LLC: 59 loans
  • First International Bank & Trust: 47 loans
  • Capital Credit Union: 40 loans
  • Bremer Bank: 37 loans
  • Bank Of England: 33 loans

How we source lender data

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