North Dakota Mortgage and Refinance Rates

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Current North Dakota Mortgage Rates

Average market rates for 12-02-2023 in North Dakota are 7.101% for 30 Year Fixed Purchase and 7.23% for 30 Year Fixed Refinance

DateProductRate
12-02-202330 Year Fixed Purchase7.101%
12-02-202330 Year Fixed Refinance7.23%

North Dakota Purchase Rates

DateProductRate
12-02-202315 Year Fixed Purchase6.312%
12-02-202315 Year fixed Jumbo Purchase6.953%
12-02-202330 Year Fixed Purchase7.101%
12-02-202330 Year Fixed Jumbo Purchase7.592%

North Dakota Refinance Rates

DateProductRate
12-02-202315 Year Fixed Refinance6.304%
12-02-202315 Year fixed Jumbo Refinance6.941%
12-02-202330 Year Fixed Refinance7.23%
12-02-202330 Year Fixed Jumbo Refinance7.611%

North Dakota ARM Rates

DateProductRate
12-02-20235/6 ARM SOFR Purchase7.275%
12-02-20235/6 ARM SOFR Refinance7.27%
12-02-20235/6 ARM Jumbo SOFR Purchase6.815%
12-02-20235/6 ARM Jumbo SOFR Refinance6.835%

How we source rates and rate trends

Most Common Mortgage Types in North Dakota

  • Conventional: 6,295 loans
  • FHA: 1,283 loans
  • USDA: 244 loans
  • VA: 990 loans

Top Purchase Lenders in North Dakota by Volume

  • Gate City Bank: 1,363 loans
  • First International Bank & Trust: 558 loans
  • Town And Country Credit Union: 368 loans
  • Bell Bank: 342 loans
  • Ark-la-tex Financial Services, LLC.: 323 loans
  • First Community Credit Union: 235 loans
  • Capital Credit Union: 231 loans
  • Fairway Independent Mortgage Corporation: 220 loans
  • U.S. Bank: 218 loans
  • Mortgage Research Center, LLC: 216 loans

Top Refinance Lenders in North Dakota by Volume

  • Gate City Bank: 381 loans
  • Capital Credit Union: 105 loans
  • Rocket Mortgage, LLC: 92 loans
  • Bell Bank: 88 loans
  • U.S. Bank: 78 loans
  • First International Bank & Trust: 72 loans
  • Alerus Financial: 57 loans
  • Choice Financial Group: 48 loans
  • Bremer Bank: 42 loans
  • Cornerstone Bank: 41 loans

Top Cash-Out Refinance Lenders in North Dakota by Volume

  • Rocket Mortgage, LLC: 231 loans
  • First Community Credit Union: 184 loans
  • Gate City Bank: 180 loans
  • Town And Country Credit Union: 92 loans
  • Wells Fargo Bank: 63 loans
  • Loandepot.com, LLC: 59 loans
  • First International Bank & Trust: 47 loans
  • Capital Credit Union: 40 loans
  • Bremer Bank: 37 loans
  • Bank Of England: 33 loans

How we source lender data

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