North Dakota Mortgage and Refinance Rates

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Current North Dakota Mortgage Rates

Average market rates for October 08, 2024 in North Dakota are 6.60% for 30-year fixed purchase and 6.53% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.60%6.64%
30-year Fixed Refinance6.53%6.57%
Rates based on market averages as of Oct 08, 2024.
ProductRateAPR
30-year Fixed Purchase6.60%6.64%
30-year Fixed Refinance6.53%6.57%
Rates based on market averages as of Oct 08, 2024.

North Dakota Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.59%5.66%
15-year Fixed Jumbo Purchase5.87%5.90%
30-year Fixed Purchase6.60%6.64%
30-year Fixed Jumbo Purchase6.65%6.68%
Rates based on market averages as of Oct 08, 2024.

North Dakota Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.42%5.48%
15-year Fixed Jumbo Refinance5.87%5.90%
30-year Fixed Refinance6.53%6.57%
30-year Fixed Jumbo Refinance6.57%6.60%
Rates based on market averages as of Oct 08, 2024.

North Dakota ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.49%6.55%
5/6 Arm (refinance)6.64%6.71%
5/6 Jumbo Arm (purchase)6.20%6.21%
5/6 Jumbo Arm (refinance)6.26%6.27%
Rates based on market averages as of Oct 08, 2024.

How we source rates and rate trends

Most Common Mortgage Types in North Dakota

  • Conventional: 4,526 loans
  • FHA: 1,290 loans
  • VA: 780 loans
  • USDA: 134 loans

Top Purchase Lenders in North Dakota by Volume

  • Gate City Bank: 969 loans
  • First International Bank & Trust: 402 loans
  • Fairway Independent Mortgage Corporation: 318 loans
  • Ark-la-tex Financial Services, LLC.: 292 loans
  • Town And Country Credit Union: 279 loans
  • First Community Credit Union: 244 loans
  • Bell Bank: 220 loans
  • U.S. Bank: 185 loans
  • Capital Credit Union: 183 loans
  • Valley Mortgage, Inc.: 183 loans

Top Refinance Lenders in North Dakota by Volume

  • Gate City Bank: 214 loans
  • Alerus Financial: 59 loans
  • Bell Bank: 50 loans
  • Cornerstone Bank: 40 loans
  • Capital Credit Union: 36 loans
  • U.S. Bank: 34 loans
  • Bremer Bank: 25 loans
  • First Community Credit Union: 18 loans
  • First Western Bank & Trust: 17 loans
  • Western Cooperative Credit Union: 16 loans

Top Cash-Out Refinance Lenders in North Dakota by Volume

  • Rocket Mortgage, LLC: 150 loans
  • First Community Credit Union: 145 loans
  • Town And Country Credit Union: 119 loans
  • Gate City Bank: 44 loans
  • Capital Credit Union: 28 loans
  • First International Bank & Trust: 23 loans
  • Nationstar Mortgage LLC: 22 loans
  • Freedom Mortgage Corporation: 20 loans
  • Loandepot.com, LLC: 20 loans
  • Amerisave Mortgage Corporation: 14 loans

How we source lender data

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