North Carolina Mortgage and Refinance Rates

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Current North Carolina Mortgage Rates

Average market rates for 10-04-2023 in North Carolina are 7.323% for 30 Year Fixed Purchase and 7.422% for 30 Year Fixed Refinance

DateProductRate
10-04-202330 Year Fixed Purchase7.323%
10-04-202330 Year Fixed Refinance7.422%

North Carolina Purchase Rates

DateProductRate
10-04-202315 Year Fixed Purchase6.534%
10-04-202315 Year fixed Jumbo Purchase6.584%
10-04-202330 Year Fixed Purchase7.323%
10-04-202330 Year Fixed Jumbo Purchase7.534%

North Carolina Refinance Rates

DateProductRate
10-04-202315 Year Fixed Refinance6.53%
10-04-202315 Year fixed Jumbo Refinance6.567%
10-04-202330 Year Fixed Refinance7.422%
10-04-202330 Year Fixed Jumbo Refinance7.572%

North Carolina ARM Rates

DateProductRate
10-04-20235/6 ARM SOFR Purchase7.075%
10-04-20235/6 ARM SOFR Refinance6.994%
10-04-20235/6 ARM Jumbo SOFR Purchase6.519%
10-04-20235/6 ARM Jumbo SOFR Refinance6.519%

How we source rates and rate trends

Most Common Mortgage Types in North Carolina

  • Conventional: 123,533 loans
  • FHA: 17,099 loans
  • USDA: 2,203 loans
  • VA: 20,965 loans

Top Purchase Lenders in North Carolina by Volume

  • State Employees Credit Union: 15,417 loans
  • Movement Mortgage, LLC: 10,488 loans
  • Rocket Mortgage, LLC: 6,816 loans
  • Atlantic Bay Mortgage Group, L.l.c.: 6,059 loans
  • Mortgage Research Center, LLC: 4,498 loans
  • Fairway Independent Mortgage Corporation: 4,413 loans
  • Wells Fargo Bank: 4,268 loans
  • Truist Bank: 3,359 loans
  • Guaranteed Rate, Inc.: 2,646 loans
  • Navy Federal Credit Union: 2,578 loans

Top Refinance Lenders in North Carolina by Volume

  • State Employees Credit Union: 12,249 loans
  • First-citizens Bank & Trust Company: 2,445 loans
  • Truist Bank: 2,167 loans
  • Rocket Mortgage, LLC: 1,649 loans
  • Local Government Federal Credit Union: 1,593 loans
  • PNC Bank: 1,544 loans
  • Truliant Federal Credit Union: 1,269 loans
  • First National Bank Of Pennsylvania: 1,183 loans
  • Wells Fargo Bank: 1,083 loans
  • Bank Of America: 951 loans

Top Cash-Out Refinance Lenders in North Carolina by Volume

  • Rocket Mortgage, LLC: 11,150 loans
  • Loandepot.com, LLC: 2,569 loans
  • Wells Fargo Bank: 2,129 loans
  • Nationstar Mortgage LLC: 2,037 loans
  • Freedom Mortgage Corporation: 1,987 loans
  • Pennymac Loan Services, LLC: 1,453 loans
  • Amerisave Mortgage Corporation: 1,356 loans
  • Movement Mortgage, LLC: 1,106 loans
  • Truist Bank: 991 loans
  • Flagstar Bank, Fsb: 746 loans

How we source lender data

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