Current New York Mortgage Rates
Average market rates for 10-04-2023 in New York are 7.302% for 30 Year Fixed Purchase and 7.398% for 30 Year Fixed Refinance
| Date | Product | Rate |
|---|
| 10-04-2023 | 30 Year Fixed Purchase | 7.302% |
| 10-04-2023 | 30 Year Fixed Refinance | 7.398% |
Mortgage Rate Trends in New York
New York Purchase Rates
| Date | Product | Rate |
|---|
| 10-04-2023 | 15 Year Fixed Purchase | 6.584% |
| 10-04-2023 | 15 Year fixed Jumbo Purchase | 6.65% |
| 10-04-2023 | 30 Year Fixed Purchase | 7.302% |
| 10-04-2023 | 30 Year Fixed Jumbo Purchase | 7.712% |
New York Refinance Rates
| Date | Product | Rate |
|---|
| 10-04-2023 | 15 Year Fixed Refinance | 6.581% |
| 10-04-2023 | 15 Year fixed Jumbo Refinance | 6.631% |
| 10-04-2023 | 30 Year Fixed Refinance | 7.398% |
| 10-04-2023 | 30 Year Fixed Jumbo Refinance | 7.798% |
New York ARM Rates
| Date | Product | Rate |
|---|
| 10-04-2023 | 5/6 ARM SOFR Purchase | 7.075% |
| 10-04-2023 | 5/6 ARM SOFR Refinance | 6.994% |
| 10-04-2023 | 5/6 ARM Jumbo SOFR Purchase | 6.519% |
| 10-04-2023 | 5/6 ARM Jumbo SOFR Refinance | 6.519% |
How we source rates and rate trends
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Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in New York
- Conventional: 119,538 loans
- FHA: 16,701 loans
- USDA: 488 loans
- VA: 4,578 loans
Top Purchase Lenders in New York by Volume
- JPMorgan Chase Bank: 7,587 loans
- Wells Fargo Bank: 6,056 loans
- Premium Mortgage Corporation: 4,831 loans
- Rocket Mortgage, LLC: 4,703 loans
- Homestead Funding Corp.: 4,589 loans
- Manufacturers And Traders Trust Company: 3,724 loans
- Citibank: 3,621 loans
- Citizens Bank: 3,507 loans
- Crosscountry Mortgage, LLC: 3,279 loans
- Bank Of America: 3,023 loans
Top Refinance Lenders in New York by Volume
- Citizens Bank: 3,429 loans
- JPMorgan Chase Bank: 2,342 loans
- Wells Fargo Bank: 2,052 loans
- Rocket Mortgage, LLC: 1,957 loans
- Keybank: 1,485 loans
- Esl Federal Credit Union: 1,458 loans
- Manufacturers And Traders Trust Company: 1,282 loans
- Bank Of America: 1,220 loans
- Community Bank: 1,101 loans
- Td Bank: 992 loans
Top Cash-Out Refinance Lenders in New York by Volume
- Rocket Mortgage, LLC: 8,524 loans
- JPMorgan Chase Bank: 2,403 loans
- Wells Fargo Bank: 1,941 loans
- Nationstar Mortgage LLC: 1,911 loans
- Bethpage Federal Credit Union: 1,531 loans
- Teachers Federal Credit Union: 1,159 loans
- Manufacturers And Traders Trust Company: 1,112 loans
- Loandepot.com, LLC: 1,098 loans
- Empower Federal Credit Union: 679 loans
- Newrez LLC: 587 loans
How we source lender data
