New York Mortgage and Refinance Rates

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Current New York Mortgage Rates

Average market rates for 11-29-2023 in New York are 7.347% for 30 Year Fixed Purchase and 7.458% for 30 Year Fixed Refinance

DateProductRate
11-29-202330 Year Fixed Purchase7.347%
11-29-202330 Year Fixed Refinance7.458%

New York Purchase Rates

DateProductRate
11-29-202315 Year Fixed Purchase6.569%
11-29-202315 Year fixed Jumbo Purchase7.14%
11-29-202330 Year Fixed Purchase7.347%
11-29-202330 Year Fixed Jumbo Purchase7.801%

New York Refinance Rates

DateProductRate
11-29-202315 Year Fixed Refinance6.573%
11-29-202315 Year fixed Jumbo Refinance7.137%
11-29-202330 Year Fixed Refinance7.458%
11-29-202330 Year Fixed Jumbo Refinance7.923%

New York ARM Rates

DateProductRate
11-29-20235/6 ARM SOFR Purchase7.259%
11-29-20235/6 ARM SOFR Refinance7.309%
11-29-20235/6 ARM Jumbo SOFR Purchase6.8%
11-29-20235/6 ARM Jumbo SOFR Refinance6.825%

How we source rates and rate trends

Most Common Mortgage Types in New York

  • Conventional: 119,538 loans
  • FHA: 16,701 loans
  • USDA: 488 loans
  • VA: 4,578 loans

Top Purchase Lenders in New York by Volume

  • JPMorgan Chase Bank: 7,587 loans
  • Wells Fargo Bank: 6,056 loans
  • Premium Mortgage Corporation: 4,831 loans
  • Rocket Mortgage, LLC: 4,703 loans
  • Homestead Funding Corp.: 4,589 loans
  • Manufacturers And Traders Trust Company: 3,724 loans
  • Citibank: 3,621 loans
  • Citizens Bank: 3,507 loans
  • Crosscountry Mortgage, LLC: 3,279 loans
  • Bank Of America: 3,023 loans

Top Refinance Lenders in New York by Volume

  • Citizens Bank: 3,429 loans
  • JPMorgan Chase Bank: 2,342 loans
  • Wells Fargo Bank: 2,052 loans
  • Rocket Mortgage, LLC: 1,957 loans
  • Keybank: 1,485 loans
  • Esl Federal Credit Union: 1,458 loans
  • Manufacturers And Traders Trust Company: 1,282 loans
  • Bank Of America: 1,220 loans
  • Community Bank: 1,101 loans
  • Td Bank: 992 loans

Top Cash-Out Refinance Lenders in New York by Volume

  • Rocket Mortgage, LLC: 8,524 loans
  • JPMorgan Chase Bank: 2,403 loans
  • Wells Fargo Bank: 1,941 loans
  • Nationstar Mortgage LLC: 1,911 loans
  • Bethpage Federal Credit Union: 1,531 loans
  • Teachers Federal Credit Union: 1,159 loans
  • Manufacturers And Traders Trust Company: 1,112 loans
  • Loandepot.com, LLC: 1,098 loans
  • Empower Federal Credit Union: 679 loans
  • Newrez LLC: 587 loans

How we source lender data

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