Nebraska Mortgage and Refinance Rates

Nebraska Mortgage and Refinance Rates

Current Nebraska Mortgage Rates

Average market rates for April 01, 2026 in Nebraska are 6.45% for 30-year fixed purchase and 6.51% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.45%6.47%
30-year Fixed Refinance6.51%6.53%
Rates based on market averages as of Mar 31, 2026.
ProductRateAPR
30-year Fixed Purchase6.45%6.47%
30-year Fixed Refinance6.51%6.53%
Rates based on market averages as of Mar 31, 2026.

Nebraska Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.59%5.63%
15-year Fixed Jumbo Purchase6.17%6.19%
30-year Fixed Purchase6.45%6.47%
30-year Fixed Jumbo Purchase6.89%6.91%
Rates based on market averages as of Mar 31, 2026.

Nebraska Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.56%5.60%
15-year Fixed Jumbo Refinance6.14%6.16%
30-year Fixed Refinance6.51%6.53%
30-year Fixed Jumbo Refinance6.90%6.92%
Rates based on market averages as of Mar 31, 2026.

Nebraska ARM Rates

ProductRateAPR
5/6 Arm (purchase)6.04%6.07%
5/6 Arm (refinance)6.08%6.11%
5/6 Jumbo Arm (purchase)6.05%6.07%
5/6 Jumbo Arm (refinance)6.00%6.02%
Rates based on market averages as of Mar 31, 2026.

How we source rates and rate trends

Most Common Mortgage Types in Nebraska

  • Conventional: 17,697 loans
  • FHA: 2,727 loans
  • USDA: 418 loans
  • VA: 2,328 loans

Top Purchase Lenders in Nebraska by Volume

  • First National Bank Of Omaha: 1,818 loans
  • West Gate Bank: 1,337 loans
  • Charter West Bank: 1,321 loans
  • Pinnacle Bank: 1,224 loans
  • Mortgage Research Center, LLC: 759 loans
  • Wells Fargo Bank: 723 loans
  • U.S. Bank: 689 loans
  • Union Bank And Trust Company: 651 loans
  • Gershman Investment Corp.: 622 loans
  • Lincoln Fsb Of Nebraska: 603 loans

Top Refinance Lenders in Nebraska by Volume

  • First National Bank Of Omaha: 454 loans
  • U.S. Bank: 336 loans
  • Pinnacle Bank: 322 loans
  • Centris Federal Credit Union: 269 loans
  • West Gate Bank: 240 loans
  • Rocket Mortgage, LLC: 206 loans
  • Union Bank And Trust Company: 199 loans
  • Liberty First Credit Union: 184 loans
  • Wells Fargo Bank: 164 loans
  • Veridian Credit Union: 141 loans

Top Cash-Out Refinance Lenders in Nebraska by Volume

  • Rocket Mortgage, LLC: 1,356 loans
  • Wells Fargo Bank: 445 loans
  • Loandepot.com, LLC: 297 loans
  • West Gate Bank: 288 loans
  • Liberty First Credit Union: 260 loans
  • First National Bank Of Omaha: 254 loans
  • Freedom Mortgage Corporation: 219 loans
  • Nationstar Mortgage LLC: 217 loans
  • U.S. Bank: 160 loans
  • Pennymac Loan Services, LLC: 122 loans

How we source lender data

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