Kentucky Mortgage and Refinance Rates

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Current Kentucky Mortgage Rates

Average market rates for 12-02-2023 in Kentucky are 7.095% for 30 Year Fixed Purchase and 7.212% for 30 Year Fixed Refinance

DateProductRate
12-02-202330 Year Fixed Purchase7.095%
12-02-202330 Year Fixed Refinance7.212%

Kentucky Purchase Rates

DateProductRate
12-02-202315 Year Fixed Purchase6.301%
12-02-202315 Year fixed Jumbo Purchase6.929%
12-02-202330 Year Fixed Purchase7.095%
12-02-202330 Year Fixed Jumbo Purchase7.552%

Kentucky Refinance Rates

DateProductRate
12-02-202315 Year Fixed Refinance6.295%
12-02-202315 Year fixed Jumbo Refinance6.916%
12-02-202330 Year Fixed Refinance7.212%
12-02-202330 Year Fixed Jumbo Refinance7.569%

Kentucky ARM Rates

DateProductRate
12-02-20235/6 ARM SOFR Purchase7.275%
12-02-20235/6 ARM SOFR Refinance7.27%
12-02-20235/6 ARM Jumbo SOFR Purchase6.815%
12-02-20235/6 ARM Jumbo SOFR Refinance6.835%

How we source rates and rate trends

Most Common Mortgage Types in Kentucky

  • Conventional: 34,446 loans
  • FHA: 9,822 loans
  • VA: 4,906 loans
  • USDA: 2,122 loans

Top Purchase Lenders in Kentucky by Volume

  • Stockton Mortgage Corporation: 1,969 loans
  • Rocket Mortgage, LLC: 1,702 loans
  • Mortgage Research Center, LLC: 1,542 loans
  • U.S. Bank: 1,222 loans
  • Evansville Teachers: 1,206 loans
  • Fairway Independent Mortgage Corporation: 1,202 loans
  • American Mortgage Service Company: 989 loans
  • Republic Bank & Trust Company: 883 loans
  • Northpointe Bank: 879 loans
  • Ruoff Mortgage Company, Inc.: 869 loans

Top Refinance Lenders in Kentucky by Volume

  • Fifth Third Bank: 1,821 loans
  • PNC Bank: 1,005 loans
  • U.S. Bank: 874 loans
  • L & N Federal Credit Union: 697 loans
  • Rocket Mortgage, LLC: 508 loans
  • University Of Kentucky: 451 loans
  • Community Trust Bank, Inc.: 435 loans
  • Stock Yards Bank & Trust Company: 322 loans
  • Central Bank & Trust Company: 308 loans
  • Guardian Savings Bank, A Federal Savings Bank: 291 loans

Top Cash-Out Refinance Lenders in Kentucky by Volume

  • Rocket Mortgage, LLC: 3,022 loans
  • Nationstar Mortgage LLC: 548 loans
  • Evansville Teachers: 545 loans
  • Freedom Mortgage Corporation: 527 loans
  • Loandepot.com, LLC: 428 loans
  • Republic Bank & Trust Company: 410 loans
  • Amerisave Mortgage Corporation: 386 loans
  • Guardian Savings Bank, A Federal Savings Bank: 354 loans
  • Wells Fargo Bank: 318 loans
  • Pennymac Loan Services, LLC: 310 loans

How we source lender data

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