Idaho Mortgage and Refinance Rates

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Current Idaho Mortgage Rates

Average market rates for 10-04-2023 in Idaho are 7.324% for 30 Year Fixed Purchase and 7.423% for 30 Year Fixed Refinance

DateProductRate
10-04-202330 Year Fixed Purchase7.324%
10-04-202330 Year Fixed Refinance7.423%

Idaho Purchase Rates

DateProductRate
10-04-202315 Year Fixed Purchase6.536%
10-04-202315 Year fixed Jumbo Purchase6.584%
10-04-202330 Year Fixed Purchase7.324%
10-04-202330 Year Fixed Jumbo Purchase7.534%

Idaho Refinance Rates

DateProductRate
10-04-202315 Year Fixed Refinance6.53%
10-04-202315 Year fixed Jumbo Refinance6.567%
10-04-202330 Year Fixed Refinance7.423%
10-04-202330 Year Fixed Jumbo Refinance7.572%

Idaho ARM Rates

DateProductRate
10-04-20235/6 ARM SOFR Purchase7.075%
10-04-20235/6 ARM SOFR Refinance6.994%
10-04-20235/6 ARM Jumbo SOFR Purchase6.519%
10-04-20235/6 ARM Jumbo SOFR Refinance6.519%

How we source rates and rate trends

Most Common Mortgage Types in Idaho

  • Conventional: 22,746 loans
  • FHA: 3,354 loans
  • VA: 2,465 loans
  • USDA: 211 loans

Top Purchase Lenders in Idaho by Volume

  • Idaho Central Credit Union: 3,398 loans
  • Fairway Independent Mortgage Corporation: 1,300 loans
  • Academy Mortgage Corporation: 1,034 loans
  • Premier Mortgage Resources, L.l.c.: 950 loans
  • Guild Mortgage Company LLC: 935 loans
  • Movement Mortgage, LLC: 792 loans
  • Willamette Valley Bank: 719 loans
  • Glacier Bank: 671 loans
  • Rocket Mortgage, LLC: 634 loans
  • Evergreen Moneysource Mortgage Company: 609 loans

Top Refinance Lenders in Idaho by Volume

  • Idaho Central Credit Union: 786 loans
  • Mountain America Federal Credit Union: 518 loans
  • U.S. Bank: 443 loans
  • American Advisors Group: 296 loans
  • Zions Bancorporation, N.a.: 203 loans
  • Mutual Of Omaha Mortgage, Inc.: 202 loans
  • Finance Of America Reverse LLC: 195 loans
  • Rocket Mortgage, LLC: 194 loans
  • Glacier Bank: 184 loans
  • Longbridge Financial, LLC: 166 loans

Top Cash-Out Refinance Lenders in Idaho by Volume

  • Idaho Central Credit Union: 4,293 loans
  • Rocket Mortgage, LLC: 2,069 loans
  • Loandepot.com, LLC: 648 loans
  • Flagstar Bank, Fsb: 456 loans
  • Freedom Mortgage Corporation: 369 loans
  • Fairway Independent Mortgage Corporation: 295 loans
  • Pennymac Loan Services, LLC: 286 loans
  • Unknown: 273 loans
  • Wells Fargo Bank: 265 loans
  • Nationstar Mortgage LLC: 256 loans

How we source lender data

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