Idaho Mortgage and Refinance Rates

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Current Idaho Mortgage Rates

Average market rates for May 24, 2024 in Idaho are 7.10% for 30-year fixed purchase and 7.18% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase7.10%7.12%
30-year Fixed Refinance7.18%7.21%
Rates based on market averages as of May 24, 2024.
ProductRateAPR
30-year Fixed Purchase7.10%7.12%
30-year Fixed Refinance7.18%7.21%
Rates based on market averages as of May 24, 2024.

Idaho Purchase Rates

ProductRateAPR
15-year Fixed Purchase6.30%6.34%
15-year Fixed Jumbo Purchase6.69%6.71%
30-year Fixed Purchase7.10%7.12%
30-year Fixed Jumbo Purchase7.31%7.34%
Rates based on market averages as of May 24, 2024.

Idaho Refinance Rates

ProductRateAPR
15-year Fixed Refinance6.29%6.34%
15-year Fixed Jumbo Refinance6.70%6.72%
30-year Fixed Refinance7.18%7.21%
30-year Fixed Jumbo Refinance7.28%7.31%
Rates based on market averages as of May 24, 2024.

Idaho ARM Rates

ProductRateAPR
5/6 Arm (purchase)7.48%7.51%
5/6 Arm (refinance)7.58%7.62%
5/6 Jumbo Arm (purchase)6.93%6.94%
5/6 Jumbo Arm (refinance)6.99%6.99%
Rates based on market averages as of May 24, 2024.

How we source rates and rate trends

Most Common Mortgage Types in Idaho

  • Conventional: 22,746 loans
  • FHA: 3,354 loans
  • VA: 2,465 loans
  • USDA: 211 loans

Top Purchase Lenders in Idaho by Volume

  • Idaho Central Credit Union: 3,398 loans
  • Fairway Independent Mortgage Corporation: 1,300 loans
  • Academy Mortgage Corporation: 1,034 loans
  • Premier Mortgage Resources, L.l.c.: 950 loans
  • Guild Mortgage Company LLC: 935 loans
  • Movement Mortgage, LLC: 792 loans
  • Willamette Valley Bank: 719 loans
  • Glacier Bank: 671 loans
  • Rocket Mortgage, LLC: 634 loans
  • Evergreen Moneysource Mortgage Company: 609 loans

Top Refinance Lenders in Idaho by Volume

  • Idaho Central Credit Union: 786 loans
  • Mountain America Federal Credit Union: 518 loans
  • U.S. Bank: 443 loans
  • American Advisors Group: 296 loans
  • Zions Bancorporation, N.a.: 203 loans
  • Mutual Of Omaha Mortgage, Inc.: 202 loans
  • Finance Of America Reverse LLC: 195 loans
  • Rocket Mortgage, LLC: 194 loans
  • Glacier Bank: 184 loans
  • Longbridge Financial, LLC: 166 loans

Top Cash-Out Refinance Lenders in Idaho by Volume

  • Idaho Central Credit Union: 4,293 loans
  • Rocket Mortgage, LLC: 2,069 loans
  • Loandepot.com, LLC: 648 loans
  • Flagstar Bank, Fsb: 456 loans
  • Freedom Mortgage Corporation: 369 loans
  • Fairway Independent Mortgage Corporation: 295 loans
  • Pennymac Loan Services, LLC: 286 loans
  • Unknown: 273 loans
  • Wells Fargo Bank: 265 loans
  • Nationstar Mortgage LLC: 256 loans

How we source lender data

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