The pre-qualification you just received from REFI.COM isn’t your ordinary first step. We’ve evaluated your credit, accounts and individual situation and you’ve been instantly matched with the top sources of funds listed below, ready to lend to you. You will be getting a call from one of our experienced licensed Loan Advisors to discuss these loan options and to see if there might be a way to lower your payment even more with different refinance loan options.

Click your preferred quote below to visit your secure, private loan hub now.

Is There a Pile of Cash in
Your House?

If you’ve owned your home for more than a year or two you likely have built up equity. This equity is the value of your home minus the outstanding balance on your mortgage, and represents the increased value of your home.

A home equity loan lets you borrow a portion of this increased value (equity) to pay off high-interest loans, start a home improvement project, or retire old medical bills.

And at we make it easy to access your home equity so you can get the money you need and manage life’s ups and downs.

  • Credit Card

  • Student Loans

  • Personal Loans

  • Collections

  • Medical Bills

  • IRS & Tax Debt

Prequalify three ways

  • Online

  • Over the phone with Ellie, our automated digital attendant

  • Or speak with one of our highly trained specialists

Answer 7 simple questions and we’ll quickly assess your situation and search for the best refinance options. In as little as 2 minutes we’ll match you to your best loan options.

No complicated forms. No credit check. No Social Security number required.

Click or Call 800-999-REFI (7334).

Meet our Lenders

Founded in 2018, Figure is a new lender that provides home equity lines of credit (HELOCs) in 37 states and the District of Columbia. Headquartered in San Francisco, Figure uses blockchain technology and artificial intelligence for an entirely digital application and funding process.

Borrowers can receive up to $150,000 through a Figure HELOC in as little as five days. Here’s what you need to learn about the lender and its product to determine if it’s the right fit for you.

Lender snapshot

If you need a HELOC and fast, Figure can help. Here are some highlights to give you an idea of what you’ll get with the lender:

  • Offers only HELOCs between $15,000 and $150,000.
  • Requires a minimum credit score of 600.
  • You can borrow up to a combined loan-to-value (CLTV) ratio of 95 percent.
  • Repayment terms include 5, 10, 15, and 30 years.
  • The only fee is an origination fee of 0 percent to 4.99 percent of your initial draw.
  • Fast funding time: You can get approved for a HELOC with Figure in as little as five minutes and get your money in as little as five days.

Act Now Before Rates Rise, Again!

In our current political and economic climate, major banks like Credit Suisse predict the Federal Reserve will continue raising interest rates.

Don’t miss your chance to lower your monthly payment and get the cash you need. Prequalifying for your perfect refinance loan is quick and easy. It just takes 2 minutes. Take action now and rest easy tonight.

What if I have bad credit?

We understand that sometimes credit problems happen to good people. That’s why we’ve created partnerships that provide options for people who may have less than perfect credit. offers many loan options including FHA and VA loans. That means we can usually find refinancing options, even if you’ve been turned down before.

Put cash in your pocket!

A cash-out refinance is a great way to consolidate debt and put more cash in your pocket!

Choose an FHA cash-out refinance and get up to 5% more loan-to-value (LTV) — a maximum total of 85%. That extra 5% percent can mean thousands of extra dollars you can use to pay off credit cards, auto loans, and other debts — even if you have less than perfect credit or limited equity.