Hawaii Mortgage and Refinance Rates

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Current Hawaii Mortgage Rates

Average market rates for April 17, 2024 in Hawaii are 7.31% for 30-year fixed purchase and 7.35% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase7.31%7.33%
30-year Fixed Refinance7.35%7.38%
Rates based on market averages as of Apr 16, 2024.
ProductRateAPR
30-year Fixed Purchase7.31%7.33%
30-year Fixed Refinance7.35%7.38%
Rates based on market averages as of Apr 16, 2024.

Hawaii Purchase Rates

ProductRateAPR
15-year Fixed Purchase6.46%6.51%
15-year Fixed Jumbo Purchase6.37%6.40%
30-year Fixed Purchase7.31%7.33%
30-year Fixed Jumbo Purchase7.25%7.26%
Rates based on market averages as of Apr 16, 2024.

Hawaii Refinance Rates

ProductRateAPR
15-year Fixed Refinance6.47%6.52%
15-year Fixed Jumbo Refinance6.38%6.41%
30-year Fixed Refinance7.35%7.38%
30-year Fixed Jumbo Refinance7.28%7.30%
Rates based on market averages as of Apr 16, 2024.

Hawaii ARM Rates

ProductRateAPR
5/6 Arm (purchase)7.67%7.72%
5/6 Arm (refinance)7.69%7.74%
5/6 Jumbo Arm (purchase)7.66%7.69%
5/6 Jumbo Arm (refinance)7.66%7.70%
Rates based on market averages as of Apr 16, 2024.

How we source rates and rate trends

Most Common Mortgage Types in Hawaii

  • Conventional: 8,863 loans
  • FHA: 369 loans
  • VA: 2,535 loans
  • USDA: 109 loans

Top Purchase Lenders in Hawaii by Volume

  • Bank Of Hawaii: 881 loans
  • First Hawaiian Bank: 821 loans
  • American Savings Bank, Fsb: 774 loans
  • Guaranteed Rate, Inc.: 582 loans
  • Loandepot.com, LLC: 574 loans
  • Central Pacific Bank: 441 loans
  • American Pacific Mortgage Corporation: 400 loans
  • Rocket Mortgage, LLC: 375 loans
  • DHI Mortgage Company, Ltd.: 361 loans
  • Hawaiian Financial: 352 loans

Top Refinance Lenders in Hawaii by Volume

  • Bank Of Hawaii: 1,489 loans
  • First Hawaiian Bank: 825 loans
  • Central Pacific Bank: 515 loans
  • American Savings Bank, Fsb: 420 loans
  • Hawaii State Federal Credit Union: 286 loans
  • Hawaiiusa Federal Credit Union: 269 loans
  • Rocket Mortgage, LLC: 162 loans
  • Loandepot.com, LLC: 152 loans
  • Finance Of America Reverse LLC: 119 loans
  • Pennymac Loan Services, LLC: 96 loans

Top Cash-Out Refinance Lenders in Hawaii by Volume

  • Rocket Mortgage, LLC: 593 loans
  • Loandepot.com, LLC: 334 loans
  • American Savings Bank, Fsb: 221 loans
  • First Hawaiian Bank: 189 loans
  • Hawaiian Financial: 181 loans
  • Bank Of Hawaii: 169 loans
  • Amerisave Mortgage Corporation: 123 loans
  • Home Point Financial Corporation: 115 loans
  • Freedom Mortgage Corporation: 108 loans
  • Hawaii State Federal Credit Union: 105 loans

How we source lender data

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