Georgia Mortgage and Refinance Rates

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Current Georgia Mortgage Rates

Average market rates for May 24, 2024 in Georgia are 7.09% for 30-year fixed purchase and 7.17% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase7.09%7.12%
30-year Fixed Refinance7.17%7.20%
Rates based on market averages as of May 24, 2024.
ProductRateAPR
30-year Fixed Purchase7.09%7.12%
30-year Fixed Refinance7.17%7.20%
Rates based on market averages as of May 24, 2024.

Georgia Purchase Rates

ProductRateAPR
15-year Fixed Purchase6.28%6.33%
15-year Fixed Jumbo Purchase6.69%6.71%
30-year Fixed Purchase7.09%7.12%
30-year Fixed Jumbo Purchase7.31%7.34%
Rates based on market averages as of May 24, 2024.

Georgia Refinance Rates

ProductRateAPR
15-year Fixed Refinance6.28%6.33%
15-year Fixed Jumbo Refinance6.70%6.72%
30-year Fixed Refinance7.17%7.20%
30-year Fixed Jumbo Refinance7.28%7.31%
Rates based on market averages as of May 24, 2024.

Georgia ARM Rates

ProductRateAPR
5/6 Arm (purchase)7.48%7.51%
5/6 Arm (refinance)7.58%7.62%
5/6 Jumbo Arm (purchase)6.93%6.94%
5/6 Jumbo Arm (refinance)6.99%6.99%
Rates based on market averages as of May 24, 2024.

How we source rates and rate trends

Most Common Mortgage Types in Georgia

  • Conventional: 96,813 loans
  • FHA: 27,796 loans
  • USDA: 1,885 loans
  • VA: 18,926 loans

Top Purchase Lenders in Georgia by Volume

  • Rocket Mortgage, LLC: 7,569 loans
  • Homestar Financial Corporation: 6,009 loans
  • Ameris Bank: 5,298 loans
  • Fairway Independent Mortgage Corporation: 4,967 loans
  • Mortgage Research Center, LLC: 4,791 loans
  • Broker Solutions, Inc.: 4,408 loans
  • Everett Financial, Inc.: 3,872 loans
  • Banksouth Mortgage Company, LLC: 2,893 loans
  • Movement Mortgage, LLC: 2,765 loans
  • DHI Mortgage Company, Ltd.: 2,708 loans

Top Refinance Lenders in Georgia by Volume

  • Rocket Mortgage, LLC: 2,104 loans
  • Pennymac Loan Services, LLC: 1,129 loans
  • Truist Bank: 1,059 loans
  • Synovus Bank: 1,006 loans
  • Wells Fargo Bank: 842 loans
  • United Community Bank: 822 loans
  • Nationstar Mortgage LLC: 707 loans
  • Milend, Inc.: 667 loans
  • PNC Bank: 662 loans
  • Bank Of America: 658 loans

Top Cash-Out Refinance Lenders in Georgia by Volume

  • Rocket Mortgage, LLC: 13,478 loans
  • Loandepot.com, LLC: 2,949 loans
  • Nationstar Mortgage LLC: 2,935 loans
  • Freedom Mortgage Corporation: 2,463 loans
  • Pennymac Loan Services, LLC: 2,369 loans
  • Wells Fargo Bank: 2,096 loans
  • Amerisave Mortgage Corporation: 1,449 loans
  • Newrez LLC: 1,119 loans
  • Carrington Mortgage Services, LLC: 1,021 loans
  • Navy Federal Credit Union: 1,002 loans

How we source lender data

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