Current Georgia Mortgage Rates
Average market rates for 10-04-2023 in Georgia are 7.316% for 30 Year Fixed Purchase and 7.414% for 30 Year Fixed Refinance
| Date | Product | Rate |
|---|
| 10-04-2023 | 30 Year Fixed Purchase | 7.316% |
| 10-04-2023 | 30 Year Fixed Refinance | 7.414% |
Mortgage Rate Trends in Georgia
Georgia Purchase Rates
| Date | Product | Rate |
|---|
| 10-04-2023 | 15 Year Fixed Purchase | 6.533% |
| 10-04-2023 | 15 Year fixed Jumbo Purchase | 6.584% |
| 10-04-2023 | 30 Year Fixed Purchase | 7.316% |
| 10-04-2023 | 30 Year Fixed Jumbo Purchase | 7.528% |
Georgia Refinance Rates
| Date | Product | Rate |
|---|
| 10-04-2023 | 15 Year Fixed Refinance | 6.524% |
| 10-04-2023 | 15 Year fixed Jumbo Refinance | 6.567% |
| 10-04-2023 | 30 Year Fixed Refinance | 7.414% |
| 10-04-2023 | 30 Year Fixed Jumbo Refinance | 7.565% |
Georgia ARM Rates
| Date | Product | Rate |
|---|
| 10-04-2023 | 5/6 ARM SOFR Purchase | 7.075% |
| 10-04-2023 | 5/6 ARM SOFR Refinance | 6.994% |
| 10-04-2023 | 5/6 ARM Jumbo SOFR Purchase | 6.519% |
| 10-04-2023 | 5/6 ARM Jumbo SOFR Refinance | 6.519% |
How we source rates and rate trends
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Rate data in the charts and tables above comes from
RateUpdate.com.
The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ
based on individual factors like your credit score as well as differing loan types and terms offered by lenders.
Most Common Mortgage Types in Georgia
- Conventional: 96,813 loans
- FHA: 27,796 loans
- USDA: 1,885 loans
- VA: 18,926 loans
Top Purchase Lenders in Georgia by Volume
- Rocket Mortgage, LLC: 7,569 loans
- Homestar Financial Corporation: 6,009 loans
- Ameris Bank: 5,298 loans
- Fairway Independent Mortgage Corporation: 4,967 loans
- Mortgage Research Center, LLC: 4,791 loans
- Broker Solutions, Inc.: 4,408 loans
- Everett Financial, Inc.: 3,872 loans
- Banksouth Mortgage Company, LLC: 2,893 loans
- Movement Mortgage, LLC: 2,765 loans
- DHI Mortgage Company, Ltd.: 2,708 loans
Top Refinance Lenders in Georgia by Volume
- Rocket Mortgage, LLC: 2,104 loans
- Pennymac Loan Services, LLC: 1,129 loans
- Truist Bank: 1,059 loans
- Synovus Bank: 1,006 loans
- Wells Fargo Bank: 842 loans
- United Community Bank: 822 loans
- Nationstar Mortgage LLC: 707 loans
- Milend, Inc.: 667 loans
- PNC Bank: 662 loans
- Bank Of America: 658 loans
Top Cash-Out Refinance Lenders in Georgia by Volume
- Rocket Mortgage, LLC: 13,478 loans
- Loandepot.com, LLC: 2,949 loans
- Nationstar Mortgage LLC: 2,935 loans
- Freedom Mortgage Corporation: 2,463 loans
- Pennymac Loan Services, LLC: 2,369 loans
- Wells Fargo Bank: 2,096 loans
- Amerisave Mortgage Corporation: 1,449 loans
- Newrez LLC: 1,119 loans
- Carrington Mortgage Services, LLC: 1,021 loans
- Navy Federal Credit Union: 1,002 loans
How we source lender data
