Table of Contents
Current Florida Mortgage Rates
The average mortgage rates in Florida for September 24, 2023 are 6.933% for purchasing a home and 7.041% for refinancing a home.
| Mortgage Type | Rate (%) |
|---|---|
| 30 Year Fixed Purchase | 6.933 |
| 30 Year Fixed Refinance | 7.041 |
30-Day Rate Trend in Florida
Florida Purchase Rates
| Mortgage Type | Rate (%) |
|---|---|
| 15 Year Fixed Purchase | 6.164 |
| 15 Year fixed Jumbo Purchase | 7.412 |
| 30 Year Fixed Purchase | 6.933 |
| 30 Year Fixed Jumbo Purchase | 7.336 |
Florida Refinance Rates
| Mortgage Type | Rate (%) |
|---|---|
| 15 Year Fixed Refinance | 6.161 |
| 15 Year fixed Jumbo Refinance | 7.535 |
| 30 Year Fixed Refinance | 7.041 |
| 30 Year Fixed Jumbo Refinance | 7.366 |
Florida ARM Rates
| Mortgage Type | Rate (%) |
|---|---|
| 5/6 ARM SOFR Purchase | 7.063 |
| 5/6 ARM SOFR Refinance | 7.154 |
| 5/6 ARM Jumbo SOFR Purchase | 6.633 |
| 5/6 ARM Jumbo SOFR Refinance | 6.667 |
Most Common Mortgage Types in Florida
- Conventional: 241,589 loans
- FHA: 51,561 loans
- VA: 34,969 loans
- USDA: 1,295 loans
» MORE: See today’s refinance rates
Top Purchase Lenders in Florida by Volume
- Rocket Mortgage, LLC: 13,965 loans
- DHI Mortgage Company, Ltd.: 10,702 loans
- Crosscountry Mortgage, LLC: 9,641 loans
- Lennar Mortgage, LLC: 8,489 loans
- Caliber Home Loans, Inc.: 7,860 loans
- Loandepot.com, LLC: 6,800 loans
- Movement Mortgage, LLC: 5,647 loans
- Fairway Independent Mortgage Corporation: 5,642 loans
- Mortgage Research Center, LLC: 5,469 loans
- Paramount Residential Mortgage Group, Inc.: 5,263 loans
Top Refinance Lenders in Florida by Volume
- Rocket Mortgage, LLC: 4,032 loans
- PNC Bank: 2,020 loans
- Bank Of America: 1,783 loans
- Pennymac Loan Services, LLC: 1,757 loans
- American Advisors Group: 1,662 loans
- Truist Bank: 1,620 loans
- Nationstar Mortgage LLC: 1,569 loans
- Wells Fargo Bank: 1,533 loans
- Vystar: 1,529 loans
- Freedom Mortgage Corporation: 1,485 loans
Top purchase and refinance lenders and usage statics are for retail (direct to consumer) lenders and made available through lender reporting from the 2022 Home Mortgage Disclosure Act (HMDA).
Florida mortgage rate data in the charts and tables above comes from RateUpdate.com. The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ based on individual factors like your credit score as well as differing loan types and terms offered by lenders.