Florida Mortgage and Refinance Rates

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Current Florida Mortgage Rates

Average market rates for 11-29-2023 in Florida are 7.175% for 30 Year Fixed Purchase and 7.305% for 30 Year Fixed Refinance

DateProductRate
11-29-202330 Year Fixed Purchase7.175%
11-29-202330 Year Fixed Refinance7.305%

Florida Purchase Rates

DateProductRate
11-29-202315 Year Fixed Purchase6.45%
11-29-202315 Year fixed Jumbo Purchase7.193%
11-29-202330 Year Fixed Purchase7.175%
11-29-202330 Year Fixed Jumbo Purchase7.672%

Florida Refinance Rates

DateProductRate
11-29-202315 Year Fixed Refinance6.445%
11-29-202315 Year fixed Jumbo Refinance7.196%
11-29-202330 Year Fixed Refinance7.305%
11-29-202330 Year Fixed Jumbo Refinance7.717%

Florida ARM Rates

DateProductRate
11-29-20235/6 ARM SOFR Purchase7.249%
11-29-20235/6 ARM SOFR Refinance7.293%
11-29-20235/6 ARM Jumbo SOFR Purchase6.8%
11-29-20235/6 ARM Jumbo SOFR Refinance6.825%

How we source rates and rate trends

Most Common Mortgage Types in Florida

  • Conventional: 241,589 loans
  • FHA: 51,561 loans
  • VA: 34,969 loans
  • USDA: 1,295 loans

Top Purchase Lenders in Florida by Volume

  • Rocket Mortgage, LLC: 13,965 loans
  • DHI Mortgage Company, Ltd.: 10,702 loans
  • Crosscountry Mortgage, LLC: 9,641 loans
  • Lennar Mortgage, LLC: 8,489 loans
  • Caliber Home Loans, Inc.: 7,860 loans
  • Loandepot.com, LLC: 6,800 loans
  • Movement Mortgage, LLC: 5,647 loans
  • Fairway Independent Mortgage Corporation: 5,642 loans
  • Mortgage Research Center, LLC: 5,469 loans
  • Paramount Residential Mortgage Group, Inc.: 5,263 loans

Top Refinance Lenders in Florida by Volume

  • Rocket Mortgage, LLC: 4,032 loans
  • PNC Bank: 2,020 loans
  • Bank Of America: 1,783 loans
  • Pennymac Loan Services, LLC: 1,757 loans
  • American Advisors Group: 1,662 loans
  • Truist Bank: 1,620 loans
  • Nationstar Mortgage LLC: 1,569 loans
  • Wells Fargo Bank: 1,533 loans
  • Vystar: 1,529 loans
  • Freedom Mortgage Corporation: 1,485 loans

Top Cash-Out Refinance Lenders in Florida by Volume

  • Rocket Mortgage, LLC: 22,125 loans
  • Loandepot.com, LLC: 5,797 loans
  • Nationstar Mortgage LLC: 4,475 loans
  • Freedom Mortgage Corporation: 4,221 loans
  • Pennymac Loan Services, LLC: 3,843 loans
  • Wells Fargo Bank: 3,270 loans
  • Vystar: 2,249 loans
  • Caliber Home Loans, Inc.: 2,137 loans
  • Flagstar Bank, Fsb: 2,061 loans
  • Amerisave Mortgage Corporation: 2,031 loans

How we source lender data

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