Florida Mortgage and Refinance Rates

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Current Florida Mortgage Rates

The average mortgage rates in Florida for September 24, 2023 are 6.933% for purchasing a home and 7.041% for refinancing a home.

Mortgage TypeRate (%)
30 Year Fixed Purchase6.933
30 Year Fixed Refinance7.041

30-Day Rate Trend in Florida

Florida Purchase Rates

Mortgage TypeRate (%)
15 Year Fixed Purchase6.164
15 Year fixed Jumbo Purchase7.412
30 Year Fixed Purchase6.933
30 Year Fixed Jumbo Purchase7.336

Florida Refinance Rates

Mortgage TypeRate (%)
15 Year Fixed Refinance6.161
15 Year fixed Jumbo Refinance7.535
30 Year Fixed Refinance7.041
30 Year Fixed Jumbo Refinance7.366

Florida ARM Rates

Mortgage TypeRate (%)
5/6 ARM SOFR Purchase7.063
5/6 ARM SOFR Refinance7.154
5/6 ARM Jumbo SOFR Purchase6.633
5/6 ARM Jumbo SOFR Refinance6.667

Most Common Mortgage Types in Florida

  • Conventional: 241,589 loans
  • FHA: 51,561 loans
  • VA: 34,969 loans
  • USDA: 1,295 loans

Top Purchase Lenders in Florida by Volume

  • Rocket Mortgage, LLC: 13,965 loans
  • DHI Mortgage Company, Ltd.: 10,702 loans
  • Crosscountry Mortgage, LLC: 9,641 loans
  • Lennar Mortgage, LLC: 8,489 loans
  • Caliber Home Loans, Inc.: 7,860 loans
  • Loandepot.com, LLC: 6,800 loans
  • Movement Mortgage, LLC: 5,647 loans
  • Fairway Independent Mortgage Corporation: 5,642 loans
  • Mortgage Research Center, LLC: 5,469 loans
  • Paramount Residential Mortgage Group, Inc.: 5,263 loans

Top Refinance Lenders in Florida by Volume

  • Rocket Mortgage, LLC: 4,032 loans
  • PNC Bank: 2,020 loans
  • Bank Of America: 1,783 loans
  • Pennymac Loan Services, LLC: 1,757 loans
  • American Advisors Group: 1,662 loans
  • Truist Bank: 1,620 loans
  • Nationstar Mortgage LLC: 1,569 loans
  • Wells Fargo Bank: 1,533 loans
  • Vystar: 1,529 loans
  • Freedom Mortgage Corporation: 1,485 loans

Top purchase and refinance lenders and usage statics are for retail (direct to consumer) lenders and made available through lender reporting from the 2022 Home Mortgage Disclosure Act (HMDA).

Florida mortgage rate data in the charts and tables above comes from RateUpdate.com. The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ based on individual factors like your credit score as well as differing loan types and terms offered by lenders.

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