Delaware Mortgage and Refinance Rates

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Current Delaware Mortgage Rates

The average mortgage rates in Delaware for September 24, 2023 are 6.973% for purchasing a home and 7.086% for refinancing a home.

Mortgage TypeRate (%)
30 Year Fixed Purchase6.973
30 Year Fixed Refinance7.086

30-Day Rate Trend in Delaware

Delaware Purchase Rates

Mortgage TypeRate (%)
15 Year Fixed Purchase6.196
15 Year fixed Jumbo Purchase7.412
30 Year Fixed Purchase6.973
30 Year Fixed Jumbo Purchase7.35

Delaware Refinance Rates

Mortgage TypeRate (%)
15 Year Fixed Refinance6.188
15 Year fixed Jumbo Refinance7.535
30 Year Fixed Refinance7.086
30 Year Fixed Jumbo Refinance7.381

Delaware ARM Rates

Mortgage TypeRate (%)
5/6 ARM SOFR Purchase7.063
5/6 ARM SOFR Refinance7.154
5/6 ARM Jumbo SOFR Purchase6.633
5/6 ARM Jumbo SOFR Refinance6.667

Most Common Mortgage Types in Delaware

  • Conventional: 11,791 loans
  • FHA: 2,923 loans
  • USDA: 228 loans
  • VA: 1,361 loans

Top Purchase Lenders in Delaware by Volume

  • Nvr Mortgage Finance, Inc.: 1,094 loans
  • Pike Creek Mortgage Services, Inc.: 1,086 loans
  • Meridian Bank Corporation: 589 loans
  • Fairway Independent Mortgage Corporation: 500 loans
  • Rocket Mortgage, LLC: 450 loans
  • Prosperity Home Mortgage, LLC: 445 loans
  • Nfm, Inc.: 435 loans
  •, LLC: 370 loans
  • Wells Fargo Bank: 369 loans
  • Guild Mortgage Company LLC: 324 loans

Top Refinance Lenders in Delaware by Volume

  • PNC Bank: 431 loans
  • Citizens Bank: 375 loans
  • Wilmington Savings Fund Society, Fsb: 306 loans
  • Rocket Mortgage, LLC: 241 loans
  • Manufacturers And Traders Trust Company: 195 loans
  • Wells Fargo Bank: 140 loans
  • Pike Creek Mortgage Services, Inc.: 133 loans
  • Del-one Federal Credit Union: 112 loans
  • Newrez LLC: 110 loans
  • Pennymac Loan Services, LLC: 108 loans

Top purchase and refinance lenders and usage statics are for retail (direct to consumer) lenders and made available through lender reporting from the 2022 Home Mortgage Disclosure Act (HMDA).

Delaware mortgage rate data in the charts and tables above comes from The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ based on individual factors like your credit score as well as differing loan types and terms offered by lenders.

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