If you own a home – a mortgage refinance is likely going to be the lowest cost way for you to reduce the burden of high-interest debt by paying off those debts – whether in the form of credit cards, personal loans, medical bills or past-due taxes – regardless of your credit score! If your goal is to lower your monthly mortgage payment by lowering your interest rate – we’ve got you covered for that too!
If you don’t own a home – a personal loan, a debt consolidation loan or assistance from a debt settlement firm will get out from under the burden of high-interest debt – again regardless of your credit score! Starting to see a trend here?
Debt settlement providers charge success fees to negotiate reductions in your outstanding debts (credit cards, personal loans, medical bills, etc.), but are not allowed to charge up front fees. Those success fees range from a percentage of how much they save you (15% of the 30-60% reduction in your outstanding debt) to a flat percentage of how many accounts they attempt to negotiate on your behalf (20%-25% of the $30,000 in debt they potentially reduce to $15,000). The percentage of savings model aligns their interests with you to negotiate the best deal they can for you.
If you want to lower your monthly payment on your student loans or reduce your monthly car loan payment, we can help you refinance those too! Auto refinance loans, new student loans and federal student loan refinance programs don’t have minimum credit score requirements.
If you’re a small business owner and are in need of growth capital, working capital, accounts receivable factoring lines or a general line of credit to expand your business, we can help you find customized loan solutions for almost any situation.
Whether online or over the phone, we have developed technology that will analyze your financial situation and provide you with a number of options in 2-5 minutes, all free of charge and without providing us with your Social Security number!
Refi.com LLC is not a lender or broker. Refi.com is a free loan validation and matching service the enables customers to quickly and easily prequalify for multiple loan products across a large network of leading financial institutions.