Table of Contents
Current Colorado Mortgage Rates
The average mortgage rates in Colorado for September 24, 2023 are 6.982% for purchasing a home and 7.09% for refinancing a home.
| Mortgage Type | Rate (%) |
|---|---|
| 30 Year Fixed Purchase | 6.982 |
| 30 Year Fixed Refinance | 7.09 |
30-Day Rate Trend in Colorado
Colorado Purchase Rates
| Mortgage Type | Rate (%) |
|---|---|
| 15 Year Fixed Purchase | 6.202 |
| 15 Year fixed Jumbo Purchase | 7.412 |
| 30 Year Fixed Purchase | 6.982 |
| 30 Year Fixed Jumbo Purchase | 7.342 |
Colorado Refinance Rates
| Mortgage Type | Rate (%) |
|---|---|
| 15 Year Fixed Refinance | 6.196 |
| 15 Year fixed Jumbo Refinance | 7.535 |
| 30 Year Fixed Refinance | 7.09 |
| 30 Year Fixed Jumbo Refinance | 7.381 |
Colorado ARM Rates
| Mortgage Type | Rate (%) |
|---|---|
| 5/6 ARM SOFR Purchase | 7.083 |
| 5/6 ARM SOFR Refinance | 7.175 |
| 5/6 ARM Jumbo SOFR Purchase | 6.633 |
| 5/6 ARM Jumbo SOFR Refinance | 6.667 |
Most Common Mortgage Types in Colorado
- Conventional: 76,849 loans
- FHA: 11,286 loans
- VA: 11,182 loans
- USDA: 222 loans
» MORE: See today’s refinance rates
Top Purchase Lenders in Colorado by Volume
- Fairway Independent Mortgage Corporation: 4,946 loans
- Rocket Mortgage, LLC: 3,636 loans
- Loandepot.com, LLC: 2,640 loans
- Ent Credit Union: 2,550 loans
- Cherry Creek Mortgage, LLC: 2,223 loans
- Unknown: 2,125 loans
- Crosscountry Mortgage, LLC: 1,962 loans
- Firstbank: 1,677 loans
- Academy Mortgage Corporation: 1,673 loans
- Guaranteed Rate, Inc.: 1,667 loans
Top Refinance Lenders in Colorado by Volume
- U.S. Bank: 1,040 loans
- Rocket Mortgage, LLC: 974 loans
- Firstbank: 967 loans
- American Advisors Group: 818 loans
- Ent Credit Union: 767 loans
- Canvas Credit Union: 495 loans
- Unknown: 495 loans
- Wells Fargo Bank: 457 loans
- American Financing Corporation: 435 loans
- Finance Of America Reverse LLC: 432 loans
Top purchase and refinance lenders and usage statics are for retail (direct to consumer) lenders and made available through lender reporting from the 2022 Home Mortgage Disclosure Act (HMDA).
Colorado mortgage rate data in the charts and tables above comes from RateUpdate.com. The displayed rates come from multiple providers and represent market averages. Your mortgage rate will differ based on individual factors like your credit score as well as differing loan types and terms offered by lenders.