Mortgage

How to Buy a Foreclosed Home

According to the National Association of Realtors, foreclosures sell for about a 20% discount compared to conventional sales. Many sell […]

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Why It’s Hard to Get a Home Equity Loan From a Non-Bank Lender

Some non-traditional borrowers, such as those who are self-employed, have bad credit or are otherwise limited from obtaining a home […]

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How to Finance a Tiny Home

One of the ways to make housing more affordable is to downsize your expectations. Often, that means looking in less […]

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How a Loan Modification Can Affect Your Credit

If you’re pursuing a modification on your mortgage payments, you’re likely experiencing some financial difficulty. While a loan modification can […]

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How to Get a Mortgage After Bankruptcy

Bankruptcy devastates your finances, and its negative mark can stay on your credit report for as long as ten years. […]

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Jumbo Mortgage Modification and Refinance Options

It’s possible to modify or refinance a jumbo mortgage, but there are some significant differences from those of a conforming […]

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Small wooden block houses with a large arrow pointing down.

Definition: What is a Subprime Mortgage?

Subprime mortgages, also known as subprime home loans or non-qualified mortgages, are loans granted to individuals with poor credit scores […]

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Couple walks around a condo with a real estate agent.

Condo Mortgages: Differences, Requirements and Rates

Buying a condo is often an excellent choice for people who don’t need the size of a single-family home or […]

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What Happens If You Default On a Second Mortgage?

Many homeowners with severe financial difficulties have both a first and second mortgage. Faced with foreclosure and perhaps even bankruptcy, […]

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A clipboard of a denied mortgage application

Mortgage Application Red Flags: The Top Reasons for Mortgage Denials

When you apply for a mortgage loan with a lender, there are a lot of stringent requirements you must meet—and […]

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Gambling chips stacked around roulette wheel on gaming table

How Does Gambling Affect Your Mortgage Application?

The ability to pay back what you owe at the agreed time is a critical factor in securing a mortgage. […]

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Portrait of a happy senior couple posing outside their new home.

Home Loans For Seniors: How to Get a Mortgage When Retired

Getting a home loan as a senior can be challenging. Learn more about your mortgage options, benefits, and how to qualify for a mortgage in your golden years.

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Purchase agreement for hours with model home

Land Contract vs Rent-to-Own: Which is the Better Path to Homeownership?

Explore the key differences between lease-to-own and land contract agreements, including benefits, risks, and which option suits your needs better.

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Adjustable Mortgage (ARM) Rates Today

Current Adjustable-Rate Mortgage Rates What is An Adjustable-Rate Mortgage? An adjustable-rate mortgage, or ARM, is a mortgage that does not […]

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How to Get a Mortgage With Bad Credit

Can You Get a Mortgage With Bad Credit?

Securing a mortgage with bad credit may seem like an uphill battle, but it’s far from impossible. While a lower […]

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