Mortgage
How to Buy a Foreclosed Home
According to the National Association of Realtors, foreclosures sell for about a 20% discount compared to conventional sales. Many sell […]
Read MoreWhy It’s Hard to Get a Home Equity Loan From a Non-Bank Lender
Some non-traditional borrowers, such as those who are self-employed, have bad credit or are otherwise limited from obtaining a home […]
Read MoreHow to Finance a Tiny Home
One of the ways to make housing more affordable is to downsize your expectations. Often, that means looking in less […]
Read MoreHow a Loan Modification Can Affect Your Credit
If you’re pursuing a modification on your mortgage payments, you’re likely experiencing some financial difficulty. While a loan modification can […]
Read MoreHow to Get a Mortgage After Bankruptcy
Bankruptcy devastates your finances, and its negative mark can stay on your credit report for as long as ten years. […]
Read MoreJumbo Mortgage Modification and Refinance Options
It’s possible to modify or refinance a jumbo mortgage, but there are some significant differences from those of a conforming […]
Read MoreDefinition: What is a Subprime Mortgage?
Subprime mortgages, also known as subprime home loans or non-qualified mortgages, are loans granted to individuals with poor credit scores […]
Read MoreCondo Mortgages: Differences, Requirements and Rates
Buying a condo is often an excellent choice for people who don’t need the size of a single-family home or […]
Read MoreWhat Happens If You Default On a Second Mortgage?
Many homeowners with severe financial difficulties have both a first and second mortgage. Faced with foreclosure and perhaps even bankruptcy, […]
Read MoreMortgage Application Red Flags: The Top Reasons for Mortgage Denials
When you apply for a mortgage loan with a lender, there are a lot of stringent requirements you must meet—and […]
Read MoreHow Does Gambling Affect Your Mortgage Application?
The ability to pay back what you owe at the agreed time is a critical factor in securing a mortgage. […]
Read MoreHome Loans For Seniors: How to Get a Mortgage When Retired
Getting a home loan as a senior can be challenging. Learn more about your mortgage options, benefits, and how to qualify for a mortgage in your golden years.
Read MoreLand Contract vs Rent-to-Own: Which is the Better Path to Homeownership?
Explore the key differences between lease-to-own and land contract agreements, including benefits, risks, and which option suits your needs better.
Read MoreAdjustable Mortgage (ARM) Rates Today
Current Adjustable-Rate Mortgage Rates What is An Adjustable-Rate Mortgage? An adjustable-rate mortgage, or ARM, is a mortgage that does not […]
Read MoreCan You Get a Mortgage With Bad Credit?
Securing a mortgage with bad credit may seem like an uphill battle, but it’s far from impossible. While a lower […]
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