Mortgage

How to Get a Mortgage With a New Job

Lenders examine several factors when evaluating your mortgage application, with employment carrying significant weight. In general, they want to see […]

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What Do You Need to Apply for a Home Loan?

Applying for a mortgage is a big financial move. While the mortgage application process can seem overwhelming, by the end […]

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Proof of Income for a Mortgage

Income verification is a basic part of applying for a home loan. But there’s more to providing proof of income […]

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Avoiding PMI with Less Than 20 Percent Down

So you’re taking out a mortgage, but can’t put up a 20 percent down payment. Are there still ways you […]

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A kitchen that has been remodeled using funds from a cash-out refinance.

Cash-Out Refinance: A Complete Guide

Explore the benefits and requirements of a cash-out refinance, and how to leverage your home equity for debt management, home improvements or investments.

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Is There Such a Thing as a No-Cost Refinance?

Refinancing can reduce your monthly payments, but it means taking out a brand-new loan and paying related closing costs. This […]

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Mortgage Refinancing – How Many Points Should I Add?

Should you use points to lower your mortgage interest rate? The answer is a resounding “maybe.” A few important factors […]

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Mortgage Refinancing for the Self-Employed

America is a country that applauds its entrepreneurs, although you won’t hear much cheering coming from mortgage bankers. That’s because […]

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How long will it take to get your mortgage approved?

You’ve sent in copies of your last two paycheck stubs. You’ve provided a letter from your employer verifying your job […]

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Refinance your Mobile Home Loan

(Updated January 2015) As a mobile home owner, you pay interest and build equity just as a traditional mortgage borrower […]

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Cash-Out Refinance May Still be Deductible in Some Situations

Need to find a big chunk of change to cover that major kitchen remodel? Need dollars to fund the addition […]

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Renovation Refinance Loans

Need to renovate your home but don’t have the cash or are low on home equity? There’s a mortgage refinance […]

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Are There Any Downsides to Refinancing Your Mortgage?

Reasons Not to Refinance Your Home Refinancing your home is not always the best option. Your personal situation should be […]

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What Are the Benefits of Refinancing a Mortgage?

Mortgage refinancing can provide a number of benefits. These will vary from borrower to borrower, depending on what they’re looking […]

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An FHA Rehab Mortgage is Perfect for Fixer-Uppers

As local housing markets get tighter and tighter, buying a fixer-upper with an FHA rehab mortgage loan may be your […]

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