Mortgage
How to Get a Mortgage With a New Job
Lenders examine several factors when evaluating your mortgage application, with employment carrying significant weight. In general, they want to see […]
Read MoreWhat Do You Need to Apply for a Home Loan?
Applying for a mortgage is a big financial move. While the mortgage application process can seem overwhelming, by the end […]
Read MoreProof of Income for a Mortgage
Income verification is a basic part of applying for a home loan. But there’s more to providing proof of income […]
Read MoreAvoiding PMI with Less Than 20 Percent Down
So you’re taking out a mortgage, but can’t put up a 20 percent down payment. Are there still ways you […]
Read MoreCash-Out Refinance: A Complete Guide
Explore the benefits and requirements of a cash-out refinance, and how to leverage your home equity for debt management, home improvements or investments.
Read MoreIs There Such a Thing as a No-Cost Refinance?
Refinancing can reduce your monthly payments, but it means taking out a brand-new loan and paying related closing costs. This […]
Read MoreMortgage Refinancing – How Many Points Should I Add?
Should you use points to lower your mortgage interest rate? The answer is a resounding “maybe.” A few important factors […]
Read MoreMortgage Refinancing for the Self-Employed
America is a country that applauds its entrepreneurs, although you won’t hear much cheering coming from mortgage bankers. That’s because […]
Read MoreHow long will it take to get your mortgage approved?
You’ve sent in copies of your last two paycheck stubs. You’ve provided a letter from your employer verifying your job […]
Read MoreRefinance your Mobile Home Loan
(Updated January 2015) As a mobile home owner, you pay interest and build equity just as a traditional mortgage borrower […]
Read MoreCash-Out Refinance May Still be Deductible in Some Situations
Need to find a big chunk of change to cover that major kitchen remodel? Need dollars to fund the addition […]
Read MoreRenovation Refinance Loans
Need to renovate your home but don’t have the cash or are low on home equity? There’s a mortgage refinance […]
Read MoreAre There Any Downsides to Refinancing Your Mortgage?
Reasons Not to Refinance Your Home Refinancing your home is not always the best option. Your personal situation should be […]
Read MoreWhat Are the Benefits of Refinancing a Mortgage?
Mortgage refinancing can provide a number of benefits. These will vary from borrower to borrower, depending on what they’re looking […]
Read MoreAn FHA Rehab Mortgage is Perfect for Fixer-Uppers
As local housing markets get tighter and tighter, buying a fixer-upper with an FHA rehab mortgage loan may be your […]
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