Mortgage

White and Red Wooden House With Fence

A Complete Guide to Second Mortgages

What is a second mortgage? It’s any loan secured by the value of your home, aside from the main loan […]

Read More

HARP Loans (No Longer Available): History and Current Replacement Programs

The U.S. Government’s Home Affordability Refinance Program (HARP) was a lifeline for American homeowners who found themselves in a tight […]

Read More

How to Buy a Home in 2024

2023 brought an unprecedented housing market. Supply is still notoriously low, and interest rates remain high. With these combined factors, […]

Read More

Complete Guide to Understanding Mortgage Loan Estimates

Although mortgage loan estimates are not the final core documents of the lending process, they are just as crucial to […]

Read More

Using Home Equity to Buy a Second Home

Interested in purchasing a second home for vacation, rental, or investment purposes? You may be able to conveniently tap the […]

Read More
money, home, coin

When Should You Refinance Into a 15-Year Mortgage?

Currently locked into long-term mortgage financing, such as a 30-year home loan that you closed on in recent years? You […]

Read More
From above electronic calculator and notepad placed over United States dollar bills together with metallic pen for budget planning and calculation

I Am Underwater on My Mortgage. Can I still Refinance?

Owe more on your mortgage loan than your home is currently valued at? If so, you are not alone. Many […]

Read More
A Woman using a Laptop

Signs You’re Getting a Great Refinance Deal

It’s said that everyone likes a winner, and when it comes to a great refinance deal the successes, triumphs, and […]

Read More
money, home, coin

Signs You’re Paying Too Much for a Refinance

When it comes to a mortgage refinance or anything else, nobody likes to pay more than they should. But what […]

Read More
Young troubled woman using laptop at home

The Reasons Homeowners Regret Their Refinance – And What To Do About It

Is there such a thing as borrower’s regret, worries that cause some people to regard their mortgage refinance with misgivings? […]

Read More
mortgage, house, contract

Does Refinancing A Mortgage Hurt Your Credit? It Can. But, Here’s How To Avoid It

Have you ever thought about refinancing your mortgage? If mortgage rates have dropped, it could help you save thousands of […]

Read More
Person Holding Pencil

How to Pay for Home Renovations with a Refinance Loan

You’re eager to start that kitchen remodel, bathroom redo, attic expansion, landscaping reboot, or other fix-it project. Problem is, you […]

Read More
From above electronic calculator and notepad placed over United States dollar bills together with metallic pen for budget planning and calculation

How to Refinance Your Mortgage Loan When You Have Bad Credit

Before pulling the trigger on a mortgage refinance, it’s smart to check your credit and determine whether you are considered […]

Read More
Crop businessman giving contract to woman to sign

5 Reasons To Avoid A Home Equity Line of Credit

For some, a Home Equity Line of Credit can be more of a liability than an asset. If you’ve been […]

Read More
money, home, coin

HELOC Pros and Cons

Getting a HELOC, or home equity line of credit, is a major financial decision. You need to decide whether to […]

Read More