As a homeowner, there are times where you feel the crunch! That feeling of too much month and not enough paycheck! Making decisions to “put off” or continue to use that already overused credit card. Here is the good news, you can take back your month and your money!
2020 has been a whirlwind. It seems no matter the day, it is “doom & gloom” and the news is never good. However, through the doom and gloom, major wins for homeowners have been happening even beyond all of the interest rate hype! The value of your home.
FACT, your home is worth more today than what it was worth last year. It is even worth more today than it was yesterday! As a homeowner your home is increasing in value faster today than ever before. Check out this article from NAR the National Association of Realtors and the USA Today. That is great news, especially if you choose to take advantage of it.
Equity is the result of your hard work and the market. Now it is time to take advantage of lowest interest rates, historically and the value of your home, in a refinance, debt consolidation loan. This is how you take back the month!
By eliminating your monthly payments on:
- Credit Cards
- Installment loans (furniture, personal loans etc.)
- Student Loans
- Auto Loans
All of these types of debt above come with a high interest rate, high payments, long, long terms and no tax-deductible feature. Imagine for a moment:
- You payoff roughly $1000.00 in payments.
Imagine having $1000.00 back in your pocket every month? That’s $12,000 extra per year! That is taking back your month and your money. Now, you have the lowest payment rate. A tax-deductible payment. Then, you have eliminated that feeling of too much month and not enough paycheck!
This is called having a financial plan. Using your assets, your equity, and your credit to your advantage. This is getting a real cash flow increase into your monthly budget. It is stress-free and simple.
Use a mortgage calculator and see for yourself. Click here and use your bills and see the power of what a debt consolidation loan can do for you: calculate here