Mortgage rates are around record lows. However, rates are starting to move upward. That news may have you asking yourself if it is time to refinance your current mortgage? Is it time for you to refinance your home loan? The decision is not a simple slam dunk. Here are three questions to ask yourself first:
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It seems like an obvious question, however, it is often overlooked. When considering a refinance, what is the health of your finances? Homeowners often wait until they are in a difficult position to begin making moves. That could be too late for lenders and yourself!
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A brutal winter is winding down, and spring homebuying season is approaching. How are mortgage rates shaping up for this month? After steep increases in February, housing economists also see rates ticking higher in the weeks ahead.
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The origin of words can be fascinating and at times ominous. That is why the word mortgage is intriguing! “Word nerds will notice an eerie root word in ‘mortgage’ — ‘mort,’ or ‘death,’” Weller writes. “The term comes from Old French, and Latin before that, to literally mean ‘death pledge.’”
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