Nathan Golden

Nathan Golden has written about insurance and mortgages for sites such as Money.com, MillennialMoney.com, and Finder.com. Nathan enjoys making the nuances of financial products accessible to readers. He earned bachelor’s degrees in journalism and history along with a Master of Fine Arts in creative writing from the University of North Carolina at Greensboro.

Photo of a house with a looming balloon above it, symbolizing the final large payment in a balloon mortgage.

What is a Balloon Mortgage?

Balloon mortgages charge lower monthly payments during an introductory period. When this intro period ends, the loan’s remaining balance comes […]

Read More
A couple reviews and signs documents with a lender, discussing seller financing options during a real estate transaction.

A Guide to Seller Carry Second Mortgages

Many real estate investors know the power of seller carry second mortgages. Most home buyers, however, don’t know this method […]

Read More
Person sitting at desk flipping through documents in a clipboard next to a wooden house figurine and calculator

What Is a Mortgage Pre-approval? How Do I Get Pre-approved?

Simply put, a mortgage pre-approval provides verification that:  It’s essentially a full mortgage approval minus the property. Buyers use this […]

Read More

Should I Refi with a Credit Union, Bank, Mortgage Broker, or Mortgage Lender?

If you’re dissatisfied with your current lender, you may be interested in exploring different options for your refinance loan. Each […]

Read More
A couple uses a home equity loan to pay for a wedding.

Can I Use a Home Equity Loan to Pay For a Wedding?

Can I borrow money to pay for a wedding? The answer to this question is, “Yes, of course.” Lots of […]

Read More
"Past due" rubber stamped onto a mortgage billing statement

Late Mortgage Payments: Timeline, Fees, and More

If you’re a few days behind on your mortgage payment, don’t stress. Lenders have grace periods for borrowers who forgot […]

Read More
A concerned couple reviewing financial documents on a laptop, discussing when to refinance their home after declaring bankruptcy.

When Can You Refinance After Bankruptcy?

So you need to refinance your home, but you filed for bankruptcy recently. Most lenders will make you wait at […]

Read More
Man sitting at desk reviewing a mortgage refinance application

Refi Without Your Spouse: How Hard Is It?

Yes, you can refinance to remove your spouse from the mortgage. But only if you qualify for the refinance by yourself — without adding your spouse’s income and credit score into the equation.

Read More

Current Mortgage Rates

Current Home Equity Rates

Current Auto Rates

Refi.com is a property of Three Creeks Media, LLC. Neither Refi.com nor Three Creeks Media are associated with or endorsed by the U.S. Departments of Defense or Veterans Affairs. The content on Refi.com is produced by Three Creeks Media, its partners, affiliates and contractors, any opinions or statements on Refi.com should not be attributed to the Dept. of Veterans Affairs , the Dept. of Defense or any governmental entity. If you have questions about Veteran programs offered through or by the Dept. of Veterans Affairs, please visit their website at va.gov. The content offered on Refi.com is for general informational purposes only and may not be relevant to any consumer’s specific situation, this content should not be construed as legal or financial advice. If you have questions of a specific nature consider consulting a financial professional, accountant or attorney to discuss. References to third-party products, rates and offers may change without notice.

Advertising Notice: Refi.com and Three Creeks Media, its parent and affiliate companies, may receive compensation through advertising placements on Refi.com. For any rankings or lists on this site, Refi.com may receive compensation from the companies being ranked; however, this compensation does not affect how, where, and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner” the indicated company is a corporate affiliate of Refi.com. No tables, rankings, or lists are fully comprehensive and do not include all companies or available products.

Editorial Disclosure: Editorial content on Refi.com may include opinions. Any opinions are those of the author alone, and not those of an advertiser to the site nor of Refi.com.

Information from your device can be used to personalize your ad experience.