Kirk Haverkamp

Kirk Haverkamp is the editor and chief staff writer of An award-winning reporter and editor with more than 25 years experience in journalism and public relations, his background includes covering community affairs for the Romeo (Mich.) Observer newspaper and writing about natural resources issues for the Great Lakes Commission in Ann Arbor, Mich. before joining He’s also a contributor to, Investopedia and the MetroMode online magazine chain, among other work. He has a B.A. in English from Hope College and a Master’s Degree in journalism from Michigan State University.

White and Red Wooden House With Fence

A Complete Guide to Second Mortgages

What is a second mortgage? It’s any loan secured by the value of your home, aside from the main loan […]

Read More

Proof of Income for a Mortgage

Income verification is a basic part of applying for a home loan. But there’s more to providing proof of income […]

Read More
brown and red house near trees

Mortgage Refinancing – How Many Points Should I Add?

Should you use points to lower your mortgage interest rate? The answer is a resounding “maybe.” A few important factors […]

Read More
coffee mug near open folder with tax withholding paper

Cash-Out Refinance May Still be Deductible in Some Situations

Need to find a big chunk of change to cover that major kitchen remodel? Need dollars to fund the addition […]

Read More
person in orange long sleeve shirt writing on white paper

Are There Any Downsides to Refinancing Your Mortgage?

Reasons Not to Refinance Your Home Refinancing your home is not always the best option. Your personal situation should be […]

Read More