Kirk Haverkamp

Kirk Haverkamp is an award-winning reporter and editor with more than 25 years of experience in journalism and public relations. He has contributed to, Investopedia, and MetroMode online magazines, among other work. He has a B.A. in English from Hope College and a Master’s Degree in journalism from Michigan State University.

The Higher Costs of Buying a Historic Home

Got your eye on a vintage house that has historical or architectural significance? It’s crucial to know what you are […]

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A Guide to Green, Energy-Efficient Mortgages

As the name implies, a “Green Mortgage” is an environmentally friendly type of home loan. They’re also known as Energy […]

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An agent or servicer discussing a mortgage on a house, calculating interest on a home loan

VA Loans for Civilians: Getting a VA Loan Without Being a Veteran

The VA gives loans to military members with far more favorable terms than the conventional housing market offers. VA loans […]

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Family in front of their house

Loan Programs and Protections for Hispanic Homebuyers

People of Hispanic American ethnicity are United States citizens with a cultural or ancestral connection to Spain or Spanish-speaking countries. […]

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Home Loans and Grants for People with Disabilities

Buying a home can present unique obstacles for people with disabilities. It’s essential to find a home that meets the […]

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Coupling working on a home improvement project with paint

The FHA Title 1 Home Improvement Loan Guide

Want to add a new bathroom to your home this summer? Maybe it’s time to replace that 20-year-old roof, or […]

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Shaking hands after the signing of the contract agreement is complete.

Shared Equity Mortgages and Agreements

What is a Shared Equity Mortgage A shared equity mortgage is a joint ownership arrangement between an investor and a […]

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Qualifying for a Mortgage Is Not As Hard As You Think

What’s keeping you from applying for a mortgage? Maybe you’re worried that your credit score isn’t high enough or you […]

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Using a HELOC To Buy a Second Home

Getting a home equity line of credit (HELOC) to buy a second home can be risky. Often used for real […]

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Definition: Delayed Financing and How It Works

Delayed financing is a financial technique where an individual initially purchases a property with cash and then shortly afterwards, secures […]

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How To Help Your Children Buy A First Home

Should parents give or loan money to help adult children buy a first home? It’s a difficult question because more […]

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What Is Mortgage Forbearance?

Mortgage forbearance allows homeowners to pause or reduce mortgage payments during a short-term financial setback such as a job loss […]

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Raising Your Homeowner’s Deductible Can Produce Big Savings

If you’re looking to trim living expenses associated with your home, one option could be to raise your homeowner’s insurance […]

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What Homeowner Tax Credits Are Available?

There are many perks to owning a home. You earn equity, enjoy greater privacy and flexibility than renters, and you […]

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Using Annual Percentage Rate (APR) to More Accurately Assess Mortgage Costs

Shopping for a mortgage can be confusing for those unfamiliar with the process. Borrowers have to sort through what kind […]

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