Kara Johnson

Kara is a novelist, poet and large-scale sculptor in addition to being a contributing writer for Refi.com. She lives with her family in Rye, New York and is a graduate of Hampshire College.

Common Car Dealer Scams and How to Avoid Them

Purchasing a vehicle is often a significant investment. In the last four years, auto prices have skyrocketed. The Consumer Price […]

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HARP Loans (No Longer Available): History and Current Replacement Programs

The U.S. Government’s Home Affordability Refinance Program (HARP) was a lifeline for American homeowners who found themselves in a tight […]

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5 Reasons To Avoid A Home Equity Line of Credit

For some, a Home Equity Line of Credit can be more of a liability than an asset. If you’ve been […]

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HELOC Pros and Cons

Getting a HELOC, or home equity line of credit, is a major financial decision. You need to decide whether to […]

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How long will it take to get your mortgage approved?

You’ve sent in copies of your last two paycheck stubs. You’ve provided a letter from your employer verifying your job […]

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Refinance your Mobile Home Loan

(Updated January 2015) As a mobile home owner, you pay interest and build equity just as a traditional mortgage borrower […]

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An FHA Rehab Mortgage is Perfect for Fixer-Uppers

As local housing markets get tighter and tighter, buying a fixer-upper with an FHA rehab mortgage loan may be your […]

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8 Reasons to Refinance Your Mortgage

With home loan interest rates seeming to hit lows often, it can be maddening for homeowners who want to refinance […]

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The 7 Types of Documents You Need for a Refinance

Get these documents together before you start the refinance process to streamline your loan. With so many people filing for […]

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3 Tips to Maximize Your Refinance Appraisal

Keep these strategies in mind if you are hoping to get the highest appraisal value on your home before a […]

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