Kara Johnson

Kara is a novelist, poet and large-scale sculptor in addition to being a contributing writer for Refi.com. She lives with her family in Rye, New York and is a graduate of Hampshire College.

What Happens to Your Mortgage After a Divorce?

If you and your spouse have decided to split up and you own a home you are still financing, it’s […]

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Tips For House Hacking And Pitfalls To Avoid

Eager to become a homeowner without having to worry about affording your monthly mortgage payments? Here’s a housing hack that […]

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Using a Reverse Mortgage to Pay Off Your Home

If you’re an older homeowner seeking extra funds who still owes money on your mortgage loan, you may benefit from […]

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Should you Stretch your Budget for a New Home?

There are many variables involved with buying a home. None of these is more critical than figuring out how much […]

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VA Loan for Investment Property

A low-cost home loan backed by the U.S. Department of Veterans Affairs (VA) — also called a VA home loan […]

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Three business people working together on a loan, filling out paperwork

Definition: What Is a Participation Loan?

A participation loan is a financial arrangement in which multiple lenders collaborate to fund a single loan, spreading the associated […]

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Good and Bad Reasons for Tapping Home Equity

One of the significant advantages of home ownership is that as your home’s value appreciates and you pay down what […]

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Signs of an Improving Neighborhood

One of the reasons you buy a home is as an investment, so part of your strategy must entail buying […]

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How to Buy a Foreclosed Home

According to the National Association of Realtors, foreclosures sell for about a 20% discount compared to conventional sales. Many sell […]

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10 Tips to Sell Your Home For the Most Cash

Selling your home is a big undertaking, often for big stakes. You’ve got to be energetic, aggressive, and fully engaged […]

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How to Refinance When Your Home Value Has Changed

How to Refinance When Your Home Value Has Changed

Changes in the value of your home, whether it has increased or decreased, can significantly impact your refinancing experience. In […]

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Why Do Jumbo Loans Have Lower Rates?

Why would a bank give a lower loan rate to someone who wants to buy an expensive home? If they […]

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Real estate attorney meeting with a couple about their mortgage purchase agreement.

Real Estate Attorneys: What They Do & How To Choose One

What is a Real Estate Attorney? A real estate attorney is a lawyer who specializes in property matters, including purchase […]

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How to Negotiate Closing Costs on a Mortgage

Home buyers typically pay closing costs of 2-5% of the purchase price of a home and while fees vary by […]

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Does Refinancing Your Home Impact Your Homeowners Insurance?

Refinancing a mortgage can reduce monthly payments and help a homeowner build equity quicker. However, when a mortgage is refinanced, […]

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