Jonathan Davis

Jonathan Davis is a Florida-based writer with over a decade of experience helping consumers understand complex mortgage, real estate, and personal finance topics. Jonathan has previously worked in the real estate industry and holds a bachelor’s degree in finance from the University of Central Florida.

A couple refinances their VA loan to a conventional loan.

Should I Use a Conventional or VA Refi if I Have 20% Equity?

A VA loan allows you to purchase a home with zero money down, no mortgage insurance, and a generally favorable […]

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House and money on top of a calculator

Is a Cash-In Refinance a Smart Idea?

Paying down your mortgage during a refinance can give you better terms and a lower payment. But is it wise to part with all that cash?

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A couple refinances from an FHA loan to a VA loan.

Should You Refinance an FHA Loan to a VA Loan?

Are you thinking about refinancing your current FHA loan to a VA loan? It can be a money-saving move for […]

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A couple signs documents with an advisor in a modern office.

Is an FHA Streamline Refi Too Good to Be True?

You’ve probably seen offers from lenders wanting you to do an FHA Streamline refinance, promising to slash your rate and […]

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