Erik J. Martin

Erik J. Martin is a Chicago area-based freelance writer and public relations expert whose articles have been featured in AARP The Magazine, Reader’s Digest, The Costco Connection, Bankrate, Forbes Advisor, The Chicago Tribune, and other publications. He often writes on topics related to real estate, personal finance, technology, health care, insurance, and entertainment. He also publishes several blogs, including Martinspiration.com and Cineversegroup.com, and hosts the Cineversary podcast (Cineversary.com).

When Should I Refinance My Mortgage Loan?

There are many worthy reasons why you may want to consider a refinance of your mortgage loan. But are you […]

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How Soon Can You Refinance A Mortgage?

You’re a proud homeowner, a feat made possible thanks to financing in the form of a mortgage loan. But even […]

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Different Ways to Refinance a HELOC

If you have a home equity line of credit (HELOC), chances are that it comes with a variable interest rate […]

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How Long Does A Mortgage Refinancing Take?

If you own a home that you’re still financing, hopefully you have a mortgage loan you’re happy with. But if […]

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Minimum Credit Score Needed To Get A Car Loan

To qualify for auto loan financing, you’ll need to have your financial ducks in order, so to speak. That means […]

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Are 84- to 96-Month Auto Loans A Good Or Bad Idea?

Most car loans span three to six years. Thankfully, more flexible auto financing is available, including loans that can be […]

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Should You Pay Off A Car Loan Early?

Auto loans provide valuable financing to borrowers who need a helping hand affording a new or used car. But paying […]

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Refinancing a Car: What Are The Pros and Cons?

Feel stuck with a car loan you hate? Paying a high interest rate on that financing? Perhaps it’s time to […]

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Side view of crop ethnic female dealer using trading app on cellphone against netbook with graph on screen in house

Are We In A Housing Bubble?

You probably have fond childhood memories of blowing bubbles through a wand and trying to keep those magical orbs aloft […]

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How To Get A Car Loan

It’s challenging to come up with enough scratch to afford the full price tag on a new or used vehicle. […]

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Why Get Preapproved For A Car Loan?

If you can’t afford the full price of a new or used vehicle, it makes sense to pursue financing in […]

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Strategies For Paying Off Your Mortgage Faster

A mortgage loan often represents the biggest single source of debt you’ll ever incur in your lifetime. Considering that the […]

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Understanding Peer-to-Peer Lending And How It Works

When you need to borrow money for your home, business, or another reason, your funding sources aren’t limited to banks […]

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Different Ways to Win a Bidding War

When two or more buyers compete for the same home for sale, a bidding war can erupt, resulting in multiple […]

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How a Cosigner Can Help You Qualify For a Mortgage

Having trouble qualifying for a mortgage loan or worried you’ll be turned down for home financing because your credit is […]

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