Erik J. Martin

Erik J. Martin is a Chicago area-based freelance writer and public relations expert whose articles have been featured in AARP The Magazine, Reader’s Digest, The Costco Connection, Bankrate, Forbes Advisor, The Chicago Tribune, and other publications. He often writes on topics related to real estate, personal finance, technology, health care, insurance, and entertainment. He also publishes several blogs, including Martinspiration.com and Cineversegroup.com, and hosts the Cineversary podcast (Cineversary.com).

Credit Score Requirements to Refinance a Home

If you’re determined to refinance your mortgage loan, you’ll need to know an important metric: your FICO credit score. This […]

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Home Appraisals When Refinancing: What to Look For and Timeline

If you aim to refinance your mortgage loan, chances are your home will need to be professionally appraised – which […]

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Choosing Between Mortgage Assumption Vs. a Refinance After a Divorce

Things can get messy when a married couple split up. That’s especially true when homeownership and real estate are involved. […]

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How Fast Can You Refinance a House?

Whatever the reason—whether it be to take advantage of lower interest rates, the need to tap equity, or the desire […]

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Cash-Out Refinance vs. HELOC: What’s the best option?

That home equity you’ve accrued can be a powerful asset that comes in handy when you need extra cash. Fortunately, […]

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Is The FACOP Program Legit? Here’s What To Know About The FHA Cash-Out Refinance

Eager to refinance your existing mortgage loan and take extra cash out at closing? Take a closer look at the […]

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How To Refinance From A Conventional Loan To A VA Loan

If you currently have a conventional mortgage but qualify for a VA home loan, it’s in your best interest to […]

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How To Pay Off A Business Loan Via A Conventional Mortgage Cash-Out Refinance

If you currently have a business loan or SBA loan but aren’t crazy about the loan’s rate, term, or outstanding […]

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How to Get a Conventional Refinance: 2024 Guidelines

Got a conventional mortgage loan you’re not happy with? Have financial circumstances changed since you first took out this loan? […]

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When Should I Refinance My Mortgage Loan?

There are many worthy reasons why you may want to consider a refinance of your mortgage loan. But are you […]

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How Soon Can You Refinance A Mortgage?

You’re a proud homeowner, a feat made possible thanks to financing in the form of a mortgage loan. But even […]

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Can You Refinance a HELOC? Yes. Here’s How.

If you have a home equity line of credit (HELOC), chances are it has a variable interest rate that will […]

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How Long Does A Mortgage Refinancing Take?

If you own a home that you’re still financing, hopefully you have a mortgage loan you’re happy with. But if […]

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Minimum Credit Score Needed To Get A Car Loan

To qualify for auto loan financing, you’ll need to have your financial ducks in order, so to speak. That means […]

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Are 84- to 96-Month Auto Loans A Good Or Bad Idea?

Most car loans span three to six years. Thankfully, more flexible auto financing is available, including loans that can be […]

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