Erik J. Martin
Erik J. Martin is a Chicago area-based freelance writer and public relations expert whose articles have been featured in AARP The Magazine, Reader’s Digest, The Costco Connection, Bankrate, Forbes Advisor, The Chicago Tribune, and other publications. He often writes on topics related to real estate, personal finance, technology, health care, insurance, and entertainment. He also publishes several blogs, including Martinspiration.com and Cineversegroup.com, and hosts the Cineversary podcast (Cineversary.com).
How To Get A Car Loan
It’s challenging to come up with enough scratch to afford the full price tag on a new or used vehicle. […]
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Why Get Preapproved For A Car Loan?
If you can’t afford the full price of a new or used vehicle, it makes sense to pursue financing in […]
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Strategies For Paying Off Your Mortgage Faster
A mortgage loan often represents the biggest single source of debt you’ll ever incur in your lifetime. Considering that the […]
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Understanding Peer-to-Peer Lending And How It Works
When you need to borrow money for your home, business, or another reason, your funding sources aren’t limited to banks […]
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Different Ways to Win a Bidding War
When two or more buyers compete for the same home for sale, a bidding war can erupt, resulting in multiple […]
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How a Cosigner Can Help You Qualify For a Mortgage
Having trouble qualifying for a mortgage loan or worried you’ll be turned down for home financing because your credit is […]
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How Marital or Relationship Status Affects Your Ability to Get a Mortgage
When you need to borrow money for the purchase of a home you’ll be living in with a partner, it’s […]
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How And When To Cancel PMI
If you make a down payment of less than 20% on a home purchase, you may have to pay private […]
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Mortgage Rate Lock: What Is It, And When Should You Lock In Your Rate?
The math on mortgage interest rates can be tricky to navigate. That’s because rates can fluctuate from day to day […]
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What Is A Blanket Mortgage?
Typically, a financed real estate property is attached to a single mortgage loan. But when you want to invest in, […]
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Using Gift Funds For A Down Payment
Worried you won’t have enough cash saved to make a sufficient down payment on a home purchase and thereby qualify […]
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How To Get A Mortgage Loan When You Have Student Loan Debt
Having a college degree can help you land a better desirable job, ideally with a higher income. But if you […]
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Understanding Debt Consolidation And How It Works
Getting calls from creditors about outstanding debts? Worried about how you’re going to repay what you owe and safeguard your […]
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Best Time to Refinance a Car Loan
If you are financing a new or used car, take a closer look at your current loan and monthly payments. […]
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Ways to Lower Your Car Loan Payments
Own a car you’re still financing? Chances are your monthly payments are higher than you’d prefer. Consider that the average […]
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