David Mully

David Mully is president and CEO of Lender Insider, a mortgage consulting firm. With 26 years in the mortgage industry, he has worked as both a mortgage loan officer and in the business-to-business sector of the industry. He is the former author of the weekly “Mortgage Search” column for Observer and Eccentric Newspapers. You can read his blog at http://www.lenderinsider.com/blog.

A wooden block in the shape of a house surrounded by blocks with question marks on them.

An Overview of COFI Loans

What is a COFI Loan? A COFI (pronounced coffee) loan is a type of adjustable-rate mortgage (ARM) where the interest […]

Read More

How to Choose a Mortgage Lender

One of the most critical parts of buying a home is choosing a mortgage lender that best suits your circumstances. […]

Read More

The Challenges of Getting a Small Mortgage Loan

Logic dictates that it’s harder to get approved for a mortgage loan when you want to borrow a lot more […]

Read More

Can You Refinance a Jumbo Loan to a Conventional Loan?

When you want to buy a higher-priced property that surpasses conforming loan limits, a jumbo mortgage loan comes in handy. […]

Read More

COVID-19 Mortgage Relief Options After the Pandemic

Although many of the impacts of the COVID-19 pandemic have passed, some people are still struggling financially due to permanent […]

Read More

Planning for Maintenance Costs When Buying a Home

You’ve just made the biggest purchase of your life. You came up with the down payment and closing costs and […]

Read More
Shaking hands after the signing of the contract agreement is complete.

Having Two Mortgages When Buying a New Home

Learn how to juggle two mortgages while purchasing a new home. We explore the financial implications, dual loan responsibilities, and expert advice for navigating this unique situation.

Read More
Concentrated young well dressed businesswoman working from home office.

Home Equity Loans for Self-Employed Homeowners

Explore home equity loan options for self-employed homeowners and how a second mortgage can help a business.

Read More
FHA loan written on the model of home.

Understanding the Pros and Cons of FHA Loans

Explore the benefits and downsides of FHA loans, how they compare to conventional loans, and if an FHA loan is the right choice for you.

Read More
A man in a vest and hard hat inspecting a home during construction.

A Guide to Home Appraisals

Learn what you need to know about home appraisals. Understand how to prepare for an appraisal, the cost, and what appraisers look for.

Read More

What Is Mortgage Life Insurance?

Mortgage life insurance, also called mortgage protection insurance (MPI), is a policy that specifically pays off your home mortgage if […]

Read More

Types of Student Loans, Pros/Cons and How to Get One

Higher education can be very expensive, especially in the United States. According to the Education Data Initiative, for 2023, the […]

Read More

How to Buy a Home in 2024

2023 brought an unprecedented housing market. Supply is still notoriously low, and interest rates remain high. With these combined factors, […]

Read More
A kitchen that has been remodeled using funds from a cash-out refinance.

Cash-Out Refinance: A Complete Guide

Explore the benefits and requirements of a cash-out refinance, and how to leverage your home equity for debt management, home improvements or investments.

Read More
1 U.S.A dollar banknotes

Is There Such a Thing as a No-Cost Refinance?

Refinancing can reduce your monthly payments, but it means taking out a brand-new loan and paying related closing costs. This […]

Read More

Current Mortgage Rates

Current Home Equity Rates

Current Auto Rates

Refi.com is a property of Three Creeks Media, LLC. Neither Refi.com nor Three Creeks Media are associated with or endorsed by the U.S. Departments of Defense or Veterans Affairs. The content on Refi.com is produced by Three Creeks Media, its partners, affiliates and contractors, any opinions or statements on Refi.com should not be attributed to the Dept. of Veterans Affairs , the Dept. of Defense or any governmental entity. If you have questions about Veteran programs offered through or by the Dept. of Veterans Affairs, please visit their website at va.gov. The content offered on Refi.com is for general informational purposes only and may not be relevant to any consumer’s specific situation, this content should not be construed as legal or financial advice. If you have questions of a specific nature consider consulting a financial professional, accountant or attorney to discuss. References to third-party products, rates and offers may change without notice.

Advertising Notice: Refi.com and Three Creeks Media, its parent and affiliate companies, may receive compensation through advertising placements on Refi.com. For any rankings or lists on this site, Refi.com may receive compensation from the companies being ranked; however, this compensation does not affect how, where, and in what order products and companies appear in the rankings and lists. If a ranking or list has a company noted to be a “partner” the indicated company is a corporate affiliate of Refi.com. No tables, rankings, or lists are fully comprehensive and do not include all companies or available products.

Editorial Disclosure: Editorial content on Refi.com may include opinions. Any opinions are those of the author alone, and not those of an advertiser to the site nor of Refi.com.

Information from your device can be used to personalize your ad experience.