David Mully

David Mully is president and CEO of Lender Insider, a mortgage consulting firm. With 26 years in the mortgage industry, he has worked as both a mortgage loan officer and in the business-to-business sector of the industry. He is the former author of the weekly “Mortgage Search” column for Observer and Eccentric Newspapers. You can read his blog at http://www.lenderinsider.com/blog.

Understanding Different Types of Mortgage Lenders

If you want to finance the buying of a home or refinance your existing loan, you’ve got plenty of sources […]

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Using an Annuity to Pay Your Mortgage in Retirement

Are you still financing a home as a retiree or soon-to-be retiree but worried about having enough available cash to […]

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Using Home Equity to Fund Your Retirement Account

It can be challenging to save for your older years and salt away enough funds that will hopefully grow over […]

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Using a Reverse Mortgage to Purchase Your Next Home

Are you retired or near retirement and dreaming of downsizing or relocating from your current home? A reverse mortgage can […]

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Getting a Car Loan After Bankruptcy

Picking up the pieces after bankruptcy is a challenging task. Your financial options are limited, but you can still find […]

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Architectural details of modern apartment building.

Should You Buy A Home On Leased Land

Buying a home on leased land comes with additional complexity and considerations compared to traditional home ownership. However, there are […]

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A brick multi-family house behind some bushes

Understanding FHA Multifamily Loans

FHA multifamily loans are a great option for those looking to purchase a home with several units, living in one […]

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How To Find a Good Mortgage Loan Officer

In addition to finding the best real estate agent for the biggest purchase of your life, you’ll want to spend […]

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Hard vs. Soft Credit Inquiries: Do They Affect Your Credit Score?

Your credit reports are managed primarily by Equifax, Experian, and TransUnion. Your credit history, such as on-time or late payments […]

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How the Secondary Market and the Fed Impacts Mortgage Rates

When you take out a home loan, you may assume that your lender is looking to make money off the […]

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How to Get a Mortgage After Bankruptcy

Bankruptcy devastates your finances, and its negative mark can stay on your credit report for as long as ten years. […]

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What Happens If You Default On a Second Mortgage?

Many homeowners with severe financial difficulties have both a first and second mortgage. Faced with foreclosure and perhaps even bankruptcy, […]

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Young couple standing outside their new home.

Everything to Know About a 1 Percent Down Mortgage

Some lenders offer 1% down payment mortgages, and some government-backed loans have low or zero down options. Read more about 1% down mortgages.

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Woman reviewing her mortgage commitment letter.

What is a Mortgage Commitment Letter & What Does it Mean?

A loan or mortgage commitment letter is a formal document issued by a lender that promises to provide you with […]

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Young African-American woman checking her credit report online.

Definition: Rapid Rescoring and How it Works

Learn more about what rapid scoring entails and how it can be useful tool to quickly dispute errors affecting your credit score.

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