Dan Rafter

Dan Rafter has covered real estate, mortgage and personal-finance news for more than 15 years, writing for the Chicago Tribune, Washington Post, Consumers Digest and many others. A graduate of the University Illinois with a degree in journalism, he is editor of Midwest Real Estate News magazine and blogs on commercial real estate for that publication at rejblog.com, in addition to being a contributor for MortgageLoan.com.

Mortgage Refinancing: Everything You Need to Know Heading into 2024

Mortgage refinancing involves replacing an existing mortgage with a new one. Refinancing can serve various purposes and offer both benefits […]

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What is PMI/Mortgage Insurance?

If you’re a first-time homebuyer, you’re probably going to run into mortgage insurance, often called PMI. You typically pay mortgage […]

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Mortgages for Unmarried Couples

Getting a mortgage and buying a home offers some significant challenges for two unmarried people that traditional couples don’t face. […]

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Home Equity Line of Credit (HELOC) Loans Explained

HELOCs offer low initial rates and financial flexibility, but are more unpredictable than a standard home equity loan. So are […]

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Renovation Refinance Loans

Need to renovate your home but don’t have the cash or are low on home equity? There’s a mortgage refinance […]

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What are the benefits of refinancing a mortgage?

Mortgage refinancing can provide a number of benefits. These will vary from borrower to borrower, depending on what they’re looking […]

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What are the tax implications of refinancing a mortgage?

A mortgage refinance isn’t cheap or free, and the costs can sometimes outweigh the overall savings. Just determining if you’ll […]

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