Fractional Ownership Explained
What is Fractional Ownership? As its name implies, fractional ownership is when a group of people–usually family members, friends, or […]
Read MoreFHA vs Conventional Loans: Differences and Which is Better
In the world of home financing, choosing the right loan type can significantly impact a homeowner’s financial future. Among the […]
Read MoreFHA Loans for Manufactured Homes 2024
When it comes to purchasing a “mobile home” or manufactured home, prospective buyers often seek loan options that cater to […]
Read MoreThe Consequences of Walking Away From Your Mortgage
If you’ve reached a financial crisis and you’re running out of money and options, you may be contemplating walking away […]
Read MoreRefinancing a Seller-Financed or Owner-Financed Home
Seller financing, also called “owner financing” or a “land contract,” is when the home seller provides a loan to the […]
Read MoreHow to Buy a House
Millions of people buy their first home every year, but it can be intimidating if you’ve never gone through the […]
Read MoreHome Loans For Seniors: How to Get a Mortgage When Retired
Getting a home loan as a senior can be challenging. Learn more about your mortgage options, benefits, and how to qualify for a mortgage in your golden years.
Read MoreHow to Finance a Manufactured or Mobile Home
Despite expectations for a cooling housing market, home prices have continued to rise steadily. With current market conditions making homebuying […]
Read MoreAdditional Forms of Income That Can Help You Qualify For a Mortgage
You’ve found your dream home. There’s one problem: Your monthly household income needs to be higher. You can’t qualify for […]
Read MoreSelling Your Home to Move Into Senior Housing
According to the U.S. Department of Health and Human Services, about 70% of people over age 65 will require at […]
Read MoreLoan Modification: What Is It and How to Qualify
A loan modification is a change to the terms of your home loan in order to help you avoid foreclosure. […]
Read MoreWhat Happens if Your Mortgage Loan Gets Denied?
Securing a mortgage is a crucial step towards homeownership, but the journey is not always smooth. Mortgage denials can be […]
Read MoreHow Much of a Down Payment Do I Need for a Mortgage?
Housing prices continue to escalate, and that has created a down payment problem for many potential homebuyers. Experts will tell […]
Read MoreThe Home Ownership and Equity Protection Act (HOEPA) Explained
The Home Ownership and Equity Protection Act (HOEPA) was enacted in 1994 as an amendment to the Truth in Lending […]
Read MoreComplete Guide to Personal Loans
A personal loan is usually unsecured, meaning that the lender doesn’t require collateral, such as a home, car, or boat, […]
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