Arizona Mortgage and Refinance Rates

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Current Arizona Mortgage Rates

Average market rates for July 25, 2024 in Arizona are 6.86% for 30-year fixed purchase and 6.93% for 30-year fixed refinance

ProductRateAPR
30-year Fixed Purchase6.86%6.90%
30-year Fixed Refinance6.93%6.96%
Rates based on market averages as of Jul 25, 2024.
ProductRateAPR
30-year Fixed Purchase6.86%6.90%
30-year Fixed Refinance6.93%6.96%
Rates based on market averages as of Jul 25, 2024.

Arizona Purchase Rates

ProductRateAPR
15-year Fixed Purchase5.99%6.04%
15-year Fixed Jumbo Purchase6.36%6.38%
30-year Fixed Purchase6.86%6.90%
30-year Fixed Jumbo Purchase7.28%7.30%
Rates based on market averages as of Jul 25, 2024.

Arizona Refinance Rates

ProductRateAPR
15-year Fixed Refinance5.99%6.04%
15-year Fixed Jumbo Refinance6.37%6.39%
30-year Fixed Refinance6.93%6.96%
30-year Fixed Jumbo Refinance7.28%7.31%
Rates based on market averages as of Jul 25, 2024.

Arizona ARM Rates

ProductRateAPR
5/6 Arm (purchase)7.14%7.17%
5/6 Arm (refinance)7.28%7.31%
5/6 Jumbo Arm (purchase)6.48%6.48%
5/6 Jumbo Arm (refinance)6.51%6.52%
Rates based on market averages as of Jul 25, 2024.

How we source rates and rate trends

Most Common Mortgage Types in Arizona

  • Conventional: 83,073 loans
  • FHA: 15,543 loans
  • VA: 11,206 loans
  • USDA: 615 loans

Top Purchase Lenders in Arizona by Volume

  • Fairway Independent Mortgage Corporation: 7,776 loans
  • Nova Financial & Investment Corporation: 5,166 loans
  • Rocket Mortgage, LLC: 4,325 loans
  • Loandepot.com, LLC: 3,716 loans
  • Desert Financial Credit Union: 2,805 loans
  • V.i.p. Mortgage, Inc.: 2,701 loans
  • Guild Mortgage Company LLC: 2,369 loans
  • Crosscountry Mortgage, LLC: 2,326 loans
  • DHI Mortgage Company, Ltd.: 2,201 loans
  • Lennar Mortgage, LLC: 1,869 loans

Top Refinance Lenders in Arizona by Volume

  • Rocket Mortgage, LLC: 1,262 loans
  • American Advisors Group: 927 loans
  • U.S. Bank: 625 loans
  • Wells Fargo Bank: 576 loans
  • Finance Of America Reverse LLC: 566 loans
  • JPMorgan Chase Bank: 554 loans
  • Nova Financial & Investment Corporation: 524 loans
  • Bank Of America: 497 loans
  • Freedom Mortgage Corporation: 489 loans
  • Pennymac Loan Services, LLC: 487 loans

Top Cash-Out Refinance Lenders in Arizona by Volume

  • Rocket Mortgage, LLC: 9,524 loans
  • Loandepot.com, LLC: 2,694 loans
  • Freedom Mortgage Corporation: 1,965 loans
  • Nova Financial & Investment Corporation: 1,917 loans
  • Nationstar Mortgage LLC: 1,776 loans
  • Pennymac Loan Services, LLC: 1,588 loans
  • Fairway Independent Mortgage Corporation: 1,528 loans
  • Wells Fargo Bank: 1,388 loans
  • JPMorgan Chase Bank: 1,299 loans
  • Flagstar Bank, Fsb: 1,140 loans

How we source lender data

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