The REFI.com Advantage

The REFI.com difference is our unique prequalification process that makes you instantly attractive to lenders. A REFI.com prequalification is a badge of distinction that puts you at the front of the line for the best deals. Which means you’re instantly connected with top lenders ready to lend to you. And the best part is, getting your REFI.com prequalification is quick, easy and "credit-safe."

No Social Security
Required

No Damage to Your
Credit Score

No Need to Speak with a
Representative

All in 2-minutes
or less

The REFI.com Mission

REFI.com gives you the power to control your financial future by managing your own loan portfolio. Instead of banks or lenders dictating your options, the REFI.com prequalification connects you directly with top lenders who are ready and willing to lend to you. Saving you the frustration, wasted time, and needless paperwork that comes with working with the wrong lenders.

We do it without requiring hard credit checks that can damage your credit score or a ton of personal information that could expose you to scams.

So instead of fighting-off harassing phone calls and endless requests for personal in-formation, you are immediately connected to high-quality lenders, ready to lend to you.

And with over 2-million satisfied customers, we’ve built a strong community of people like you who are taking control of their financial futures.

The REFI.com Difference

Most loan marketplaces make you fill out lengthy applications then sell your information to 5 or 6 lenders. And that’s when the unwanted calls and demanding emails start. But as a REFI.com customer you avoid the hassle because you’re prequalified to connect with a short-list of top lenders.

The REFI.com difference is our prequalification process. Our proprietary BeDirect technology gets you prequalified and matched with lenders in minutes. Just answer 7 questions online or by phone with our intelligent digital specialist Ellie—like Siri or Alexa—and get your prequalification today.

Your REFI.com prequalification is a badge of distinction and puts you at the head of the line. Instead of dealing with harassing calls and emails from aggressive lenders, you can go straight to the application process because you’re REFI.com prequalified.

Years of
Experience

Satisfied
Customers

in Funded
Loans

Get Your REFI.com Prequalification Now

The REFI.com Story

REFI.com was founded by a group of passionate mortgage lenders with a vision to break down the barriers between lenders and their customers.

REFI.com set out to build a system to save our customers time, money, and frustration. What they created was a new technology called BeDirect, that quickly prequalifies customers without a lengthy interrogation or the need to even speak with a live representative.

BeDirect makes it easy and secure to get prequalified without damaging credit scores or sharing personal information online. Twenty years later, REFI.com has served over 2 million customers in 40 states, and successfully established a new standard in the refinancing industry. *

Soon, REFI.com will introduce a loan rate monitoring service along with our loan marketplace. These combined services will give customers the power to save money each month by taking advantage of the lowest interest rates available.